Check an app's user agreement to see whether it keeps your money in a bank or credit union account or invests your money in loans and bonds. Also check for details on whether your money may be insured at a bank or credit union, as well as what happens in the case of the payment app's collapse or bankruptcy.
Esta historia es de la edición September 2023 de Kiplinger's Personal Finance.
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Esta historia es de la edición September 2023 de Kiplinger's Personal Finance.
Comience su prueba gratuita de Magzter GOLD de 7 días para acceder a miles de historias premium seleccionadas y a más de 9,000 revistas y periódicos.
Ya eres suscriptor? Conectar
Beat the Market? Not Likely
IN 1963, the columnist Jimmy Breslin wrote a delightful book about the initial, disastrous year of the New York Mets.
IS 2025 THE YEAR WORKERS WILL RETURN TO THE OFFICE?
Managers want to cut back on remote work, but many employees value flexibility.
THE OUTLOOK FOR HOME AND AUTO INSURANCE
Premiums may not increase as much as in recent years, but the industry remains under pressure.
FINANCIAL STOCKS SHOULD PAY OFF
But investors must be choosy about where to put money in this broad sector.
IGNORING THE BULL-MARKET BANDWAGON
This investing veteran remains wary of stocks.
Be Careful With Interval Funds
YOU may have been hearing more often about interval funds.
WHY YOU SHOULD TAKE EXTRA CARE WITH YOUR TAX RETURN
You can minimize your tax bill and avoid unwanted attention from the IRS by watching out for common errors and oversights.
The Benefits of Sharing a Bank Account With Your Parents
Opening a joint account provides a way to monitor an older person's finances.
THE POWER OF EVERYDAY CHARITABLE GIVING
This group is on a mission to understand the declining number of donors and volunteers—and to enact change.
SHOULD YOU MAKE THE SWITCH TO SOLAR ENERGY?
Outfitting your home with a solar power system can slash your electric bill-and federal tax credits have made the conversion more attractive than ever.
