Making big, life-changing property choices comes down to understanding your financial situation, as well as your overall thoughts on each option laid bare in front of you. What we do advise is doing your research on the housing market first. Don't get in over your head; calculate the costs involved with each choice and create your own pros and cons list. All courses of action will have advantages and disadvantages, and this can be a difficult decision for anyone to make.
THEREFORE, WE'VE PUT TOGETHER A GUIDE TO HELP YOU CHOOSE WHAT'S BEST FOR YOU AND YOUR FAMILY:
Buying
Pros:
- It is around 20–30% cheaper on average to buy a home in South Africa.
- Most properties are usually near amenities like shopping centres, schools, gyms, major highways, and public transport interchanges.
- The property may already have a garden or a pool, this means you won’t pay a fortune to construct them.
- It is a lot quicker to buy a home than to build one. This is because securing a home loan, paying a deposit, and getting all the correct documents in order is a lot faster than starting to build from scratch.
- You can look for deals and compare prices with other properties.
Cons:
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