HOW TO HAVE A FUN SUMMER WHEN YOUR FINANCES FALL SHORT
Techlife News|Techlife News #610
With layoffs, bank closures and inflation, financial tensions remain high for many Americans heading into the summer.
HOW TO HAVE A FUN SUMMER WHEN YOUR FINANCES FALL SHORT

In a fall 2022 survey conducted by The Harris Poll for the American Psychological Association, 83% of adults said inflation was a source of stress, and 56% said they and/or their family had to make different choices in the last month because they didn’t have enough money.

Making tough money choices is stressful, and sacrificing “wants” to afford the “needs” can be disappointing. But, if you’re questioning the financial impact of your summer plans or they have suddenly become out of reach, there are still ways to have fun, save money and put yourself in a better place for next year.

PIVOT TO A POSITIVE MINDSET

In the face of canceled summer plans, Rob Bertman, a family budgeting expert and certified financial planner in Missouri, suggests flipping your mindset from disappointment to opportunity. Use the moment to talk about money decisions with your partner or kids.

“I think it’s always good for kids to see that their parents are trying to learn and get better,” he says.

With children, Bertman says to avoid language like “we can’t afford it” or “it’s too expensive” because that can lead to a scarcity mindset. Instead, he suggests reframing the difficult choice as one that benefits the family in the long run.

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