Before you start shopping this year, look back at your previous year’s holiday spending, says Bobbi Rebell, personal finance expert at CardRates.com. “Make note of where you got the best deals and where you may have acted impulsively, and use it as a blueprint to stay on track with this year’s budget.”
CREATE YOUR OWN GIFT TAGS
Why spend money on expensive gift tags when you can print cute ones on card stock at home? “Simply buy card stock by the sheet at craft stores like Michael’s for less than $1, then visit design sites like Canva. com for free printable holiday gift tag downloads,” says Sara Skirboll, savings expert for RetailMeNot.com.
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