CATEGORIES
Planning Your Taxes Can Unlock Hidden Wealth
Does your tax-saving plan start in December and end with last-minute investments? You could be losing out on higher deductions and better returns
Why India Can't Boycott Chinese Goods!
Indian politicians are leading a campaign to boycott Chinese goods.
Why A 'Plan B' Approach Can Backfire
Always take backup. We hear it all the time. In everyday life, it translates to something like, “It pays to have a Plan B” or allusions to the Robert Burns poem about “the best laid plans” often going awry.
The Many Cheques & Balances
The moment you walk into a bank, know that the charge meter has been turned on
'Banks Have The Right To Levy Service Charges'
With the recent revision in banking service charges by a host of banks, including State Bank of India, HDFC Bank, ICICI Bank, we put some questions to The Banking Codes and Standards Board of India (BCSBI) on how customers are impacted by the host of service charges. Anand Aras, CEO, BCSBI, elaborates to S Vijaykrishnan.
Satapathy's Stories
Similarities between Mr. Pencil and Mr. Investing
Ouch... Debited
Here’s a peep into the pitfalls behind that swipe of your debit card
GST Will Have Initial Hurdles: Jaitley
While admitting that the Goods & Services Tax (GST) will create some hurdles initially Finance Minister Arun Jaitley (pictured) on June 27 said that the new unified tax law will check tax evasion and inflation in the long term.
A Home That Lets You Work as Well
The work from home culture has been steadily gaining popularity across the globe, and several corporates have already adopted the same as core offerings.
Understand Money Past, Present And Future
It is important to strike a balance between the desire to prepare for the future and save versus the impulse to live for the present and enjoy earnings now
Buddy, Either A Borrower Or A Lender Be...
P2P lenders are (mostly) for-profit online “marketplaces” like Flipkart or, eBay, that arrange for borrowers to deal with lenders directly
Why The World Must Pay Heed To The 'Crypto Wave'?
Prolonged ignorance could result in a sudden shock for the global economy
Demo Hasn't Dented Deposits
Demonetization has resulted in a permanent improvement in bank deposits while not really inspiring large withdrawals among people in its aftermath
How Big Basket Grew To Become India's Leading E-grocer
Mubaashir Ansari interviews Hari Menon, Co-Founder & CEO, Big Basket
Faster Internet Speed Spurring OTT Growth In India
Though the Internet speed in India is still at just a third of the global average, industry players feel the optimal data speed, coupled with friendlier data costs, will lead to higher OTT growth
Ask The Finapolis
Col. Sanjeev Govila (retd) of Hum Fauji Investments answers readers’ queries on investments, taxation and personal finance. Do you have a question you want answered? Email your question to feedback@thefinapolis.com
10 Questions About Your Credit Score
A look into what a credit score is and what can happen if you don’t keep it high
'RERA' At The Rear Of Builders
Even as only 13 states have notified new real estate law, it holds out a lot of promises
Personal income tax: Losing its relevance
Finance Minister Arun Jaitley put the spotlight on the issue of tax evasion in his February 1 budget speech with some eye-opening statistics.
What to do if you have Two bosses
Nearly everyone finds it tough keeping the boss happy sometimes. But what if you had a steady stream of conflicting requests and competing deadlines coming simultaneously from two bosses or more? An increasing number of workers are finding themselves reporting to multiple bosses, experts say, and figuring out how to manage those who manage you comes with its own special set of demands — and opportunities.
Loans aren't necessarily bad. They can be good too
If something sounds too good to be true,” goes the old cliché, “it probably isn’t.” Similarly, many people perceive a loan as something that’s best avoided. It’s best to be self-reliant, they feel. And why bother with the paperwork? Thanks to such attitudes, loans are something that people opt for only as a last resort.
Conciliatory, but Inconclusive
Finance Minister Arun Jaitley’s Budget helps him tide over political and economic issues this year, but he will face a test next year.
The Comeback Of Kochi
Kochi hits a six to become the next highly preferred real estate destination in India.
As Bank Rates Dip, Where To Get Better RoI
With bank interest rates trending downwards in the last three years, it has become imperative to look at alternative instruments of investments.
Shield Yourself Against Lower Deposit Rates
Investing in some of the below options will help you lock-in your interest rate in the present downcycle
Tearing Peace Into Pieces
The address by Donald Trump at the United Nation’s General Assembly on September 19 and the threat he held out that the US would “totally destroy North Korea” and the unbridled use of language dotted with phrases like “…but I’m going to handle it because we have to handle it: Little Rocket Man,” and the eventual acerbic retort threatening to nuke the US by Kim Jong Un reached a flashpoint. This is not only sending the proverbial chills down the spine of the nations who don’t have their skin in the game too, but even the markets are bleeding with skies overcast with fear of war.
Sinking Sundarbans: Inexplicable Lack Of Global Concern
Some islands in Sundarbans, an archipelago of 102 islands, have already sunk into the sea and the others, which are thickly populated, are rapidly losing land
Bearish On Crypto-Currencies, Bullish On Blockchain Technology
Indian Government will explore leveraging Blockchain technology to promote Cybersecurity due to its ability to support decentralized applications (DAPPS)
Mutual Funds Sahi Hai Despite Capital Gains Tax
Despite long-term capital gains tax (LTCG) on mutual funds, they still remain a good bet for investors as a diversified portfolio can easily offset the tax outgo
if you have, or plan to buy a house, read this
in a population-heavy country like ours, there will always be a net surplus of house hunters over houses available.