We always buy a product or avail a service with a certain purpose. The same principle should be followed while purchasing an insurance plan. However, many a times, despite being aware of the larger goals, we end up buying products, overlooking its other important aspects, thereby taking insurance for granted.
However, over time, purchasing insurance plans has become super easy and can be done within a few minutes, especially online. But, its actual purpose will only be served if chosen correctly.
We must consider and know why and how much cover is required, based on one’s affordability and actual requirement at the time of buying. This will help avoid mistakes and secure financial goals. Sameer Joshi, Chief Agency Officer-Retail, Bajaj Allianz Life Insurance, says, “One must first consider the life goals of investment and the timeframe to achieve it. Depending on the financial situation and how much one can save or invest for it with risk taking ability, one can opt for suitable life insurance plan to achieve one’s life goals.”
Choosing the right insurance plan can be time consuming. However, it is advisable to take time and decide carefully. After all, prevention is better than cure! Let us take a look at the most important mistakes that consumers must avoid while buying an insurance plan.
この記事は Outlook Money の December 2019 版に掲載されています。
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この記事は Outlook Money の December 2019 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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