This option enables you to plan holidays by taking a loan through apps of travel websites or others having tie-ups with financial institutions and banks. You can use the money for travel expenses, and pay back the loan through equated monthly instalments (EMIS). These are, typically, available on the credit score criteria. TNPL is becoming popular in India as it helps you manage expenditure without an upfront payment, including train or flight tickets, hotels and travel packages, but understand what you are getting into.
FEATURES OF TNPL
■ TNPL is like any other loan, which has a processing fee and charges an interest rate.
■ There are apps that do not charge a processing fee but some apps have unique fee structures for different time periods. The lender tend to charge higher processing fee for a longer-tenure loan.
この記事は Outlook Money の December 2024 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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この記事は Outlook Money の December 2024 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
すでに購読者です? サインイン
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