Discounts and cashbacks have taken “saving while spending” to a new level
While it is an exceptional advice from the “Oracle of Omaha” and something that everyone must do, this article takes it beyond the much-talkedabout “saving before spending” principle and forays into the new age idea of “saving while spending.”
These are the savings that one can accumulate throughout the month and are, of course, over what one has already set aside at the beginning of the month as advised by Buffet. We are talking about the art of using deals, discounts, cashbacks and other offers to save some extra bucks every month.
From groceries to movie tickets, phone and utility bills to spending on fuel and eating out: there are discount and cashback deals available for almost every purchase one makes throughout the month. Then there are several rewarding credit card programs and online payment apps that reward every other transaction with some cashback to the wallet, or sometimes even directly into the user’s bank account.
Now it is all about how well one can manage their expenses in a way that takes the most advantage of such offers without letting impulse buying get in the way.
Of course the big question is if it is all worth it and if one can actually save a significant amount by using such offers? Or would one end up spending more than they actually save, as it often happens with big discount sales at the shopping malls?
Dr Swati Mantri, Assistant Professor of Sociology, Sharda University, frequently avails such offers stated, one can save a good amount of money as long as they manage their expenses smartly. She feels “saving money while spending” allows her to save something extra every month.
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