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TICK THESE BOXES FOR HASSLE-FREE CLAIMS SETTLEMENT
Outlook Money
|February 2021
While insurers strive towards paying all genuine claims at the earliest, customers should take a few measures to avoid repudiation and ensure hassle-free claims settlement
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From financial planners to money gurus, the one standard tip you’ll always get is to buy a life insurance policy. It is that one product that would come to your rescue in case of any unfortunate event. While having life insurance is a must, claim settlement is the moment of truth for any policyholder.
Most people shy away from buying life insurance because of the perception that it is a sunken cost and claims could get denied. However, insurers continuously strive to maintain a high claim settlement ratio as it is indicative of the insurer’s financial health and performance. Claim settlement ratio reveals the percentage of claims settled by an insurer against the percentage of claims filed. Insurers take pride in a high ratio and therefore, strive towards paying all genuine claims at the earliest.
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