In divorce, pensions can be the biggest asset after the family home and as they can be split in different ways it is important to understand the options available to you. Guy Myles answers these key questions.
What is a pension sharing order?
A pension sharing order is one of the options available in divorce/dissolution of a civil partnership. It provides a clean break between parties as the pension assets are split immediately. This means that each party can decide what to do with their share independently. The courts confirm this via a pension sharing order document.
Does it apply to my state pension - can we split the basic state pension in divorce?
No, but you could claim the basic state pension using your former partner’s state record. However, getting remarried negates this option. Both you and your ex must be over the state pension age before you can claim (given you have not remarried).
Am I restricted by provider? Or can I place my share with another pension provider?
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