The fintech disruption in banking and fi nancial services seems to be the next big change
![System Upgrade](https://magarticles.magzter.com/articles/3180/329929/5c5cdf3dcbc47/System-Upgrade.jpg)
In this age of instant gratification, customers want to be in the driving seat of their retail loan journey as the expectations and demands have changed with the emergence of digital and mobile-based applications. Today, a customer does not wait for the bank branch to do a funds transfer, as it can be done through the 24X7 funds transfer facility available through mobile banking applications. Also, when we buy a product online, we expect same standards and quality at a better pricing than the retail store next door, else we just return the product with no questions asked.
Similar is the case when a customer approaches banks for a retail loan. He expects the bank to deliver the loan with minimum documentation and without any delay. Gone are the days when one would visit the branch multiple times to get a loan. Today, the customer, especially an existing one, expects the bank to know more about her and her needs, and hence approach her in a refined manner, maybe with a pre-approved loan offer and minimum documentation.
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![Crowning Glory](https://reseuro.magzter.com/100x125/articles/3180/1754567/2iXE0utpr1720075279845/crp_CROWNING-GLORY.jpg)
Crowning Glory
Kohli had to be Kohli to help India win the final
![Are Fish Oil Supplements Good For The Heart?](https://reseuro.magzter.com/100x125/articles/3180/1746978/2CyUxzJ5V1719474704993/crp_ARE-FISH-OIL-SUPPLEMENTS-GOOD-FOR-THE-HEART.jpg)
Are Fish Oil Supplements Good For The Heart?
A new study that assessed the benefits of fish oil supplements has yielded mixed results.
![Ah, Class Act!](https://reseuro.magzter.com/100x125/articles/3180/1754567/QuhaeRpl61720074479866/crp_AH-CLASS-ACT.jpg)
Ah, Class Act!
Grace, power and clarity-Rohit Sharma's qualities make him, to borrow a Mumbai cricket term, the quintessential valli' player
![Fear and the fearless pose](https://reseuro.magzter.com/100x125/articles/3180/1754567/G5z6cD01r1720078698548/FEAR-AND-THE-FEARLESS-POSE.jpg)
Fear and the fearless pose
#FerozKhanKaPota was trending on X; so, naturally, I thought Fardeen Khanâs son was making his Bollywood debut.
![Mumbo jumbo in the Maldives](https://reseuro.magzter.com/100x125/articles/3180/1754567/eS86JLNOw1720078614517/MUMBO-JUMBO-IN-THE-MALDIVES.jpg)
Mumbo jumbo in the Maldives
Political folklorists say, thereâs a charmed circle around every powerful person.
![Back to battle](https://reseuro.magzter.com/100x125/articles/3180/1754567/FdFUe0tby1720078480446/BACK-TO-BATTLE.jpg)
Back to battle
While BJP has the edge in the assembly bypolls, the Trinamool hopes to ride the momentum from the Lok Sabha elections and keep the four seats
![TWO OF A KIND](https://reseuro.magzter.com/100x125/articles/3180/1754567/l79T8BT3Z1720078304071/TWO-OF-A-KIND.jpg)
TWO OF A KIND
As Siddaramaiah and D.K. Shivakumar try to get the better of each other, Karnataka Congress is a divided house
![Broom and bust](https://reseuro.magzter.com/100x125/articles/3180/1754567/AnGMOZ4da1720078014481/BROOM-AND-BUST.jpg)
Broom and bust
Beset by legal woes, political setbacks and a leadership vacuum, the AAP faces a credibility crisis
![Pants on Fire!](https://reseuro.magzter.com/100x125/articles/3180/1754567/8h-ouK1Ae1720077777785/PANTS-ON-FIRE.jpg)
Pants on Fire!
The recent presidential debate between Joe Biden and Donald Trump was a sorry spectacle that ended with two old men being childish about their golf handicaps.
![NO COUNTRY FOR LOVE](https://reseuro.magzter.com/100x125/articles/3180/1754567/qcXtWTMPy1720077663666/NO-COUNTRY-FOR-LOVE.jpg)
NO COUNTRY FOR LOVE
Roshan Mathew decided to act in Paradise after a five-hour conversation with its director