Embedded Finance, Digital Banks To Drive SEA's Fintechs
Asian Banking & Finance|Issue 114
Embedded finance, partnerships, and digital banks will be the three defining trends shaping Southeast Asia’s financial technology (fintech) landscape in the future.
Embedded Finance, Digital Banks To Drive SEA's Fintechs

Embedded finance

“Embedded finance will integrate financial services directly into customer journeys, enhancing convenience and accessibility. Digital banks will disrupt the traditional banking model by offering fully digital and customer-centric financial services,” stated a YCP Solidiance whitepaper exploring fintech trends in the region.

According to the its YCP Solidiance authors — Partner Takahiro Okawara, Director Hiroshi Tsuchiya, and Manager Samantha Wong — more fintechs are expected to collaborate with traditional financial institutions, both as a means to drive innovation and financial inclusion.

Cashless transactions

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