If you’re worried you could be laid off — or if you’ve lost your job — personal finance professionals and career advisers have recommendations for how to cope. They range from preparing an emergency fund to understanding your severance package.
START SAVING
It's crucial to start building an emergency fund even when you feel secure at your job, but especially if you think you might lose it.
You might not be able to save enough to cover the whole time you'll be out of work, but even a small amount can reduce your stress.
When you start thinking about saving, Jesse Mecham, founder of the money management app YNAB, recommends you ask yourself this question: What do I want my money to do? Maybe a year ago, you wanted to save for a trip abroad, while now you want to have money in case you are out of work for six months.
If you are aggressively paying off debt and it's affecting your ability to save, Mecham recommends slowing down payments. You should still make at least the minimum payment, but you might want to consider temporarily using any money you've been paying over that to build an extra cash cushion so you have money available should you need it. It's also crucial to avoid getting into further debt, Mecham said.
UPDATE YOUR RESUME
It's always a good idea to keep your resume up to date but, but you should also keep it customizable for several jobs, said Scott Dobroski, career trends expert for Indeed. You can do this by leaving space in your resume to include keywords that are specific to the job you are applying for.
この記事は AppleMagazine の February 02, 2024 版に掲載されています。
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この記事は AppleMagazine の February 02, 2024 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、9,000 以上の雑誌や新聞にアクセスしてください。
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