CATEGORIES

In Search Of Assets To Outperform Inflation

In the US, after dumping stocks of technology majors, investors were seen taking shelter in more defensive parts of the markets

Art Of Portfolio Management

Hemant Rustagi Chief Executive Officer, Wiseinvest Pvt Ltd.

The Importance Of A Critical Illness Policy

Like life and health insurance, having critical illness insurance is equally important. This is because neither life nor health insurance provides coverage for many of the critical illnesses. Moreover, health insurance would not cover more than hospitalisation expenses. It will fail to cover loss of income that you may face due to the longer time you spend during recovery

Annuity As A Retirement Saviour

Given the economically uncertain times that we now live in, most people prefer to embark on a sound investment plan at an early age to be able to generate a fixed income during their years of retirement. An annuity plan is one such option that locks your investment per month to be able to create a corpus which will pay back a regular amount each month on retirement. The article highlights the pros and cons of annuity plans while comparing them with other options

Does High Return On Equity Help Investors Multiply Their Wealth Faster?

The year 2020-2021 has not been kind to mankind. We all are struggling with the second wave of the corona virus pandemic and there is too much uncertainty.

Do You Really Need Debt Funds In Your Portfolio?

Although an all-equity portfolio may look tantalising for its possibility of creating wealth, investors must also take into consideration the risk and return probability. As such, adding debt to your portfolio could give it the right balance and security, as a study conducted by DSIJ proves

Interview: Ajit Menon

The most important, if not only, factor of success for an asset manager is in having a consistent good performance track record for its investment platform. In this interview, Ajit Menon, CEO, PGIM India MF, highlights the ways of doing so

Insurance Is Not Investment

Harshad Chetanwala MyWealthGrowth.com

TATA ELXSI: AT THE FOREFRONT OF TECHNOLOGY

Tata Elxsi caters to the demand for complete product development lifecycle from research and development, new product development and testing to maintenance engineering for broadcast, consumer electronics and communications, and continues to grow despite the current critical scenario across the world caused by the pandemic

Tax Column

Jayesh Dadia Chartered Accountant

Importance Of Industry Analysis

Stock selection and industry analysis go hand-in-hand. Thorough industry analysis can provide investors with a distinct advantage and may help investors beat the markets consistently. Geyatee Deshpande discusses the contours of industry analysis and explains the key focus area while conducting an industry analysis

Positive Q4 Results

The rising number of corona virus cases and earnings are the factors that may decide the market direction going forward. While the positive results have so far kept market momentum intact, the increasing spread of the second wave of the virus threatens to dislodge the positivity in the markets. Yogesh Supekar analyses the Q4 results while highlighting the hits and misses of the current earnings season while the DSIJ Research Team highlights the sector-wise earnings’ performance this season

Health Insurance Buying Guide For 2021

Choosing the right kind of health insurance policy, whether for your own self as an individual or for the entire family, can be a tricky affair. Worst of all, it should never be looked at as yet another investment option. The article highlights the salient aspects of covering your health with the best financial deal

Making The Right Investment Choices

If an investor understands a particular sector well, can devote time for in-depth study, has a considerable long-term investment horizon and wants to earn higher returns, sectoral investing can be a right choice, recommend Dr. Ruzbeh Bodhanwala and Dr. Shernaz Bodhanwala, faculty at FLAME University, Pune

Smart Beta For Volatile Times

In the equity market not everything goes up in tandem and comes down in that order. There are themes and factors that play differently in different periods of the business cycle, market cycle and investor sentiment. The following report provides some insights

Pandemic-Led Performance Of Mutual Funds

The following report, with graphical presentations, displays the one-year performance of mutual funds since the pandemic shook the world

Investing In Target-Date Debt Funds

Target-date funds or target-maturity funds are like index funds or exchange-traded funds (ETFs) and have been structured in a way that will help you grow assets optimised for a specific timeframe. These funds seek to address investors’ capital requirement at a future date. The report provides further insights

Relevance Of Thematic Funds In Asset Allocation

Thematic funds must not be mixed up with core asset allocation but instead complement the existing portfolio, advise Lokesh Malhotra and Vikas Gaba, Founding Partners, Kainos Capital

HESTER BIOSCIENCES WHERE BUSINESS IS A HEALTH MANTRA

Believing strongly in the 4A principle of ‘aware smallholder farmers can achieve great heights if appropriate products and services are made available to them at affordable prices’, the company provides over 40 items across poultry vaccines, large animal vaccines, health products and diagnostics that places it in a financially stable position

I Like To Invest In All Asset Classes

‘The Big Bull’ is an upcoming Hindi language crime drama film directed by Kookie Gulati, produced by Ajay Devgn, Anand Pandit, Vikrant Sharma and Kumar Mangat Pathak. The storyline of the film is based on the life of Harshad Mehta, a stockbroker, involved in financial crimes over a period 10 years, from 1980 to 1990. Abhishek Bachchan has portrayed the protagonist in the film. In this interaction with Rajesh Padode, Managing Editor of DSIJ, Abhishek Bachchan talks about what drove him to do the film and his own interest in the financial markets

Big Leap In Infrastructure Sector In India

The infrastructure sector is important for any country’s progress and development. However, the importance of this sector is even more magnified in times such as now when the global economy has been hit by the current pandemic. Shreya Chaware discusses at length the outlook for the infrastructure sector while also highlighting the investing opportunities for investors

The Long and Short of Investments

An emergency fund should be a part of your risk management and hence must be the first step while initiating your investment process.

7 Stocks For Your Portfolio

FY 2021 has been a phenomenal year for equity as an asset class. The question is whether FY 2022 will build on the gains of FY 2021 or will the markets shed some of the weight? Yogesh Supekar discusses in detail how FY 2021 has panned out while the DSIJ Research Team shares their top seven picks to enlighten investors’ portfolio

Achieve Financial Freedom

Achieve Financial Freedom

Investing In Home Loan Insurance

Home loan is one of the biggest liabilities of an individual and in order to protect your financial dependents, you need to have a product that, in case of your demise, would pay off the outstanding loan to the mortgage company. Here is where home loan insurance steps in. However, the question is that if it is already taking care of one of your biggest liabilities, do you at all require a term plan? The article provides answers to such questions, right from what is home loan insurance to who should go with it

Decoding The MF Return Formula

Is your fund’s return lower than actual fund’s return? The article explains why that can be so

Do Government Policies Impact Stock Markets?

There are very many variables that impact stock prices. However, the government fiscal policy which is announced in the annual budget every year and the monetary policy announced by the Reserve Bank of India have a special significance not only on overall economic growth and stability but also on the equity prices. Geyatee Deshpande analyses the connection and impact of both these policies on the equity prices

Betting On Bigger Homes

Given the change in scenario with work-fromhome becoming a feasible option, both the salaried and entrepreneurial class of people are now looking at homes with extended space, says Santhosh Kumar, Vice Chairman, Anarock Property Consultants

Global Markets Gain On Vaccination Programmes

The equity markets are merely reflecting the economic recovery and forecasting further improvement owing to the vaccination drive

DR. LAL PATHLABS Passing ‘Tests' With Flying Colours

With over 3,368 diagnostic tests and related healthcare tests and services on offer, the company is well-equipped for performing substantially all of the diagnostic healthcare tests and services currently prescribed by physicians in India. As such, its growth curve is well-assured