Why is it so important to get KiwiSaver contributions right?
Because your future depends on it! Your contribution rate in KiwiSaver is one of the key factors that determines how much you’ll save for your first home deposit (and how fast) and how much you’ll have in retirement. It’s in your best interests to get this right. Some people contribute the minimum of 3% because that’s all they can afford. Others pay the minimum when they can afford to pay more, but then spend their discretionary on junk. The key is to contribute what is appropriate for your personal circumstances and consistent with your goals.
How can I work out what contribution is right for me?
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