Embedded Finance, Digital Banks To Drive SEA's Fintechs

Embedded finance, partnerships, and digital banks will be the three defining trends shaping Southeast Asia’s financial technology (fintech) landscape in the future.

UBC Aims For Top 5 In Sri Lanka Banking

Chairman Nirvana Chaudhary is prepared to lead amidst a national finance crisis.

What Makes Malaysia The Next Great Investment Banking Frontier In Southeast Asia?

EVs, takaful insurance, and its proximity to Singapore attract investment activity, according to a BofA executive.

How HomePay Is Combating Renovation Scams In Singapore

Money is put in an escrow account and disbursed when milestones are reached.

Will Property Woes Continue To Weigh On Chinese Megabanks?

This year, Chinese megabanks are facing two big hurdles: the government’s mandate that may force banks to take on more risks in the name of propping up China’s embattled property sector; and declining credit demand and interest rates.

How Have Banks' Wealth Management Pivots Played Out In China?

There’s up to $25b in fees to be made in Asia, but it’s a tough market, an analyst said.

Why Singaporeans are okay with locking away over $4b of their money

Customers can only access 'locked' money with a physical card or by visiting a branch.

OCBC builds the the next pipeline of talent

Lim weaves in support for women bankers to broader industry talent shortage.

Banks flip the tables on disruption by becoming the disruptors themselves

Companies are facing not just tech transformations but also shorter skill lifespans for their workforce.

Basel III capital hike is not a problem for APAC

Most of banking jurisdictions in most Asia Pacific markets should be able to absorb the moderate increases in capital requirements stipulated under the final Basel III standards.

UOB crafts banking strategy with artistic flair

Ip believes that finance and creativity go handin-hand in building a holistic pool of talents.

From Sandbox To Success: How PH Neobanks Disrupt Banking

They made use of their old payments model and partnerships to scale operations.

How Trust Bank Won The Trust Of Singapore's 12%

It is currently the world's fastest growing bank by market share.

GenAI, CBDCs To Shape Singaporean Finance In 2024

Singapore will be piloting the use of wholesale CBDCs next year.

How Financial Institutions Can Build Customer Loyalty

It's no longer just about giving perks, but about offering experiences.

OCBC unveils blockchain-powered CBDCs at Singapore Fintech Festival

OCBC is aiming to commercialise one or two of its blockchain solutions in 2024.

Untapped markets: pioneering the future of finance beyond traditional banking

Brands must shift from running campaigns to building platforms.

Tech glitches, failed cost targets plaque Thai banks

KBank's credit costs rose by 11 basis points to 219 bp in 2023, a step further from its target range of 140 to 160 bp.

DBS' digibank shrinks loan approval time to a maximum of 10 minutes

The bank is making use of government population data for its face recognition service.

GCash goes cross-border, eyes 'biggest IPO' title

It aims for full launch and expansion into 10 markets in 2024.

Grocery runs can now double as shariah bank visits

Bank Aladin Syariah partners with Alfamart, which has 18,000 outlets nationwide.

NETS boosts SMEs' revenues with card data

With over 130,000 touchpoints, NETS uses data on spending habits to help SMEs.

Techcombank opens headquarters in Hanoi and Ho Chi Minh

The two new buildings are sustainable and fully-owned by the bank.

Australian BNPLs, mobile wallets face tougher regulations

Buy now pay later (BNPL) providers and mobile wallets in Australia, look out: the central bank is pushing to amend its retail payment laws in 2024 to better regulate the up-and-coming payment entities.

Default risks, peaking margins push APAC banks into a 'mixed baq' situation

Whilst the majority of emerging market banks in Asia Pacific are expected to log better financial results in 2024, unique hurdles in loan defaults, credit growth, or net interest margins will engulf each banking system over the next 12 months, Fitch analysts said in a report.

CEO Interview - Why The Bank Of The Future Is Not Really A Bank

ANEXT Bank's Toh Su Mei reveals how they reimagine banking for micro businesses.

How Financial Institutions Build Customer Loyalty

Expectations from customer loyalty rewards are seeing a massive shift today: customers are no longer satisfied with just receiving cashbacks or coupons, they want an emotional experience.

Millennials Pick Blogs Over Family For Money Tips

Young and wealthy Singaporean and Hong Kong investors place more trust in internet posts than in their own family members when seeking financial advice, according to a survey conducted by St. James’s Place Asia.

Financial Insights: Sustainable Finance

More fines, data touted as solutions to

Bringing credit cards experience to the next level

Addressing limitations of payment only at accredited merchants, UnliPay enables real-time, secure transfers from credit card to local bank accounts or e-wallets.