Manoj Agrawal: What is your estimate of the impact that low code development will have on digital banking in 2021?
Ashish Belagali: The adoption of low code is accelerating as people get more and more familiar with them. Digital banking provides a fertile ground for low code development, because of the increased demand for addressing new requirements quickly. We all have seen how covid pandemic has resulted in a big shift in people’s banking habits. With people trying to do more digitally, combined with regulation changes, there is a pressure to accommodate more number of changes in a short time, without sacrificing accuracy. Low code is poised as the only solution to achieve this.
Initially low code/no code solutions get used internally for adding quick convenience. They make a quick business case for themselves in terms of not only the saved effort but also increased flexibility. If something does not work the way you want, you can make changes very easily. As a result, I am very positive that we will see more and more of low code solutions being adopted in the area of digital banking in 2021.
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