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Looking For Less Haggle, Less Hassle

Kiplinger's Personal Finance

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June 2019

Does the very idea of car shopping give you the prickly hives?

- David Muhlbaum

Looking For Less Haggle, Less Hassle



Going toe-to-toe with salespeople who, let’s face it, have a few negotiating tricks up their sleeve has intimidated car buyers for decades. So the prospect of doing the entire transaction online— without fielding calls and e-mails from dealers—at a fair, fixed price is tantalizing.

If you’re shopping for a used car, you can get pretty close to that promise. Building on CarMax’s fixed-price model, Vroom and Carvana let you pick a car online, line up financing and have it delivered to your doorstep. No fuss, no muss, no “C’mon down to the showroom and let’s talk.”

For new-car shoppers, this quest remains more elusive. In theory, you can get awfully close to buying a new car online, though state laws requiring actual signatures on paper documents and red tape for financing approvals are often an impediment.

FLERE HISTORIER FRA Kiplinger's Personal Finance

Kiplinger's Personal Finance

Kiplinger's Personal Finance

A TAX BREAK FOR MEDICAL EXPENSES

The editor of The Kiplinger Tax Letter responds to readers asking about health care write-offs.

time to read

2 mins

February 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Volunteering to Help Others at Tax Time

Through an IRS program, qualifying individuals can get free assistance with their tax returns.

time to read

2 mins

February 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

CATCH-UP SAVERS FACE A TAXING 401(K) CHANGE

Under new rules, you may lose an up-front deduction but gain tax-free income once you retire.

time to read

2 mins

February 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

The Case for Emerging Markets

Economic growth, earnings acceleration and bargain prices favor EM stocks.

time to read

3 mins

February 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

THE NEW RULES OF RETIREMENT

Popular guidelines about how to save, invest and spend need to be updated and personalized to ensure you'll never run out of money.

time to read

15 mins

February 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Smart Ways to Share a Credit Card

Adding an authorized user has its benefits, but make sure you set the ground rules.

time to read

2 mins

February 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

THE BEST AFFORDABLE FITNESS TRACKERS

These devices monitor your exercise, sleep patterns and more- and they don't cost an arm and a leg.

time to read

4 mins

February 2026

Kiplinger's Personal Finance

A VALUE FOCUS CLIPS RETURNS

THERE'S more to Mairs & Power Growth than its name implies. The managers favor firms with above-average earnings growth. But a durable, competitive position in their market- “a number-one or number-two position and gaining share,” says comanager Andrew Adams—and a reasonable stock price matter even more.

time to read

1 mins

February 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Look Beyond the Tech Giants

I am hooked on a podcast called Acquired, in which two smart guys do a deep analytical dive, typically lasting three or four hours, on a single successful company such as Coca-Cola or Trader Joe's. Ben Gilbert and David Rosenthal, a pair of venture capitalists, are especially adept at explaining what's behind the success of such tech giants as Alphabet (symbol GOOGL, $320), the former Google, which recently merited 11 hours and 42 minutes of dialogue all by itself.

time to read

4 mins

February 2026

Kiplinger's Personal Finance

Kiplinger's Personal Finance

How to Pay for Long-Term Care

A couple of months ago, I wrote that many Americans significantly underestimate how long they could live in retirement (see “Living in Retirement,” Dec.). With the possibility of a 30-year retirement becoming more common, retirees need to plan for so-called longevity risk to make sure their assets last a lifetime. And the longer you live, the more likely you'll need to pay for some form of long-term care. That can range from assistance with activities of daily living to in-home care to a nursing home stay.

time to read

2 mins

February 2026

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