Also known as how to keep your year-end windfall safe from a shopping spree, you won’t regret it.
![5 Clever Ways to Invest Your Bonus](https://magarticles.magzter.com/articles/1954/195672/582ee81b4e29c/Saving-Bonus-FD-Insurance-Investment.jpg)
It’s our favourite time of the year! No, not Christmas.We’re talking about bonus season. Most companies in Singapore dole out at least the 13th month payout at this time. Some lucky souls even get a performance bonus on top of that. All these add up to a healthy bounty, but don’t be tempted to spend it all! Check out our tips for investing your hard earned money wisely.
Idea #1 Settle Your Debts Or Make A Necessary Big-Ticket Buy
First things first: clear your credit card debt, so you don’t continue to incur interest expenses. And, if you have recurrent bills or are paying anything by instalment, consider paying up the full sum. This puts your bonus to good use, and you won’t have to sweat it out over the next few months or years.
Besides saving on interest (if any), you may even get a discount. For example, if your child attends Chinese enrichment lessons at Berries World, you get a $50 discount if you pay up for the whole year in one go.
Also, when our pockets are deeper, we tend to splurge on little items without thinking about whether we seriously need them. Instead, reserve your bonus for necessary things, like getting a new family car because the one you’re currently using has been in and out of the workshop so many times, it’s become a liability. Or what about renovating that leaky toilet?
Idea #2 Put Your Bonus In A Fixed Deposit Account
Denne historien er fra December 2016-utgaven av Simply Her Singapore.
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Denne historien er fra December 2016-utgaven av Simply Her Singapore.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent? Logg på
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Also known as how to keep your year-end windfall safe from a shopping spree, you won’t regret it.