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A HEAD START FOR SAVERS
Kiplinger's Personal Finance
|February 2024
The Saver's Credit is designed to help low- and middleincome taxpayers contribute to a retirement account.
SAVING for retirement is a challenge if you’re on a tight budget. But you may qualify for a significant tax credit that will help you get started.
The Retirement Savings Contribution Credit, better known as the Saver’s Credit , is designed to encourage people with low and middle incomes to begin building their retirement nest eggs. Eligible taxpayers can claim a credit of up to $1,000 for single filers or $2,000 for married couples who file jointly. The credit is based on 10%, 20% or 50% of the first $2,000 ($4,000 for joint filers) contributed to retirement accounts, including 401(k)s, traditional IRAs and Roth IRAs. If you qualify, the lower your income, the higher the percentage of retirement plan contributions you’ll get back on your tax return.
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FLERE HISTORIER FRA Kiplinger's Personal Finance
Kiplinger's Personal Finance
A TAX BREAK FOR MEDICAL EXPENSES
The editor of The Kiplinger Tax Letter responds to readers asking about health care write-offs.
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Kiplinger's Personal Finance
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Kiplinger's Personal Finance
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Kiplinger's Personal Finance
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Kiplinger's Personal Finance
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15 mins
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Kiplinger's Personal Finance
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2 mins
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Kiplinger's Personal Finance
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4 mins
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Kiplinger's Personal Finance
A VALUE FOCUS CLIPS RETURNS
THERE'S more to Mairs & Power Growth than its name implies. The managers favor firms with above-average earnings growth. But a durable, competitive position in their market- “a number-one or number-two position and gaining share,” says comanager Andrew Adams—and a reasonable stock price matter even more.
1 mins
February 2026
Kiplinger's Personal Finance
Look Beyond the Tech Giants
I am hooked on a podcast called Acquired, in which two smart guys do a deep analytical dive, typically lasting three or four hours, on a single successful company such as Coca-Cola or Trader Joe's. Ben Gilbert and David Rosenthal, a pair of venture capitalists, are especially adept at explaining what's behind the success of such tech giants as Alphabet (symbol GOOGL, $320), the former Google, which recently merited 11 hours and 42 minutes of dialogue all by itself.
4 mins
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Kiplinger's Personal Finance
How to Pay for Long-Term Care
A couple of months ago, I wrote that many Americans significantly underestimate how long they could live in retirement (see “Living in Retirement,” Dec.). With the possibility of a 30-year retirement becoming more common, retirees need to plan for so-called longevity risk to make sure their assets last a lifetime. And the longer you live, the more likely you'll need to pay for some form of long-term care. That can range from assistance with activities of daily living to in-home care to a nursing home stay.
2 mins
February 2026
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