IF you've been the victim of a data breach and there's a good chance you have you've probably been offered free monitoring of your credit reports.
Credit-monitoring services scan your files from the three credit-reporting companies-Equifax, Experian and TransUnion notify you of activity that could signal you're the victim of fraud, such as a new account opened in your name. If you act quickly, you may be able to close the account before the fraudster has a chance to use it.
Free options.
It's not unusual for businesses that have suffered a data breach to provide free credit monitoring to those whose personal information was exposed. If you're offered a free service, it's usually a good idea to accept it.
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Denne historien er fra February 2025-utgaven av Kiplinger's Personal Finance.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
Allerede abonnent? Logg på
EMPOWERING FAMILIES WITH FINANCIAL PLANNING
Through her pro bono work, this CFP provides free help with budgeting, saving and more.
THE ALLURE OF SHOULDER SEASON TRAVEL
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CHRISTINE Benz is director of personal finance and retirement planning for Morningstar and author of How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement (see a related podcast at Morningstar .com).
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If you've saved up a decent-size nest egg with a financial services firm, chances are good it has offered you financial advice-for a price. Is it worth it?
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ESTATE PLANNING - Protect Your Wishes and Your Legacy
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