Of all the investment options available to the Indian saver, the NPS is the most underutilised. The contrast between how well-suited the NPS is for every saver and how little it is used is the largest among all investment classes.
The NPS should be the primary long-term investment of every saver. Once you are done with your emergency money, term insurance and health cover, it should be considered the first among the rest. Only when the possibilities of the NPS are exhausted, or for those needs that the NPS cannot fulfil, should you turn to mutual funds or equity. Yet, hardly anyone does this. If you ask a thousand mutual fund investors whether they use the NPS on a discretionary basis (meaning, not counting those who have the NPS at their workplace), you may find one or two who do.
Denne historien er fra August 2023-utgaven av Mutual Fund Insight.
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Denne historien er fra August 2023-utgaven av Mutual Fund Insight.
Start din 7-dagers gratis prøveperiode på Magzter GOLD for å få tilgang til tusenvis av utvalgte premiumhistorier og 9000+ magasiner og aviser.
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Tomorrow, and tomorrow, and tomorrow...
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