WHEN IT’S JUST FOR FUN
A SOCIAL, domestic, and pleasure (SDP) policy adequately cover most horse owners. This level of coverage allows the nonprofessional rider to get out and about with their horse to compete for pleasure, but it’s not likely to be the right choice for an amateur competing at major competitions with large prize funds. Regardless of whether you consider those prize pots a significant part of your annual income, they’ll likely push you into the professional category from an insurance point of view.
WHEN IT’S FOR PROFIT
This story is from the February 20, 2020 edition of Horse & Hound.
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This story is from the February 20, 2020 edition of Horse & Hound.
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