THOUSANDS of over-60s are taking out student loans they will never pay back.Prudent pensioners are getting hold of millions for courses, but experts say they will probably die before coughing up any cash.Liz Emerson, co-founder of the Intergenerational Foundation, said: "Nobody would want to prevent anyone from accessing higher education for the first time but there is an obvious cost to younger taxpayers if the repayment terms remain the same for all ages."Unlike those taking out loans in their 60s, who are unlikely to repay in full, many taking out loans at 18 face four decades of repayments." A higher education loophole means older folk are allowed to apply for the same taxpayer-funded finance, with 4,648 obtaining loans since 2019. In England and Wales, students have to repay just 9% of their income above £25,000. Many are unlikely to pay as their earnings fall below that.Pension income is sometimes not even included for older folk.If all the over-60s who took out a loan since 2019 were granted the average amount (£9,250), it would total a huge £130 million.

OAP student loans on the never never

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