Cutting Through the Clutter: Key Focus Areas for Retail Investors in 2025
Mint Hyderabad|January 10, 2025
Remember that social media is for fun, and not serious topics such as personal finance advice
MRIN AGARWAL

Equities continued to dominate investors' minds in 2024. This is despite an eventful year with high volatility due to multiple global events, including a new war, weaker-than-expected economic growth, disappointing earnings, and subsequent FPI outflows. Going forward, factors like corporate earnings slowdown, sticky inflation, geopolitical tensions, higher US bond yields, strong dollar outflows due to FPI selling, and uncertainty over US tariffs can dampen market sentiment.

Navigating the challenges will make managing money daunting in 2025. Investors may also be unsure of what action to take. Here are some steps to stay on course for long-term goals.

Firstly, investors need to introspect if they can stay calm through the volatility that may play out and if they actually have a long-term investment horizon. Most investors who have entered the markets in the last five years have only seen good times and could be swayed by quick high returns. Risk-taking capacity is very different from risk-taking ability. While investors may be willing to take risks in investments, they need to ask themselves if they can accept short-term losses on these investments and the associated illiquidity.

This story is from the January 10, 2025 edition of Mint Hyderabad.

Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.

This story is from the January 10, 2025 edition of Mint Hyderabad.

Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.

MORE STORIES FROM MINT HYDERABADView All
Mint Hyderabad

A boycott of Costco for its DEI efforts is not likely to succeed

The US retailer has a loyal base of shoppers that it's unlikely to lose

time-read
3 mins  |
January 10, 2025
Mint Hyderabad

Wealth tax: Let's judge it by principles of taxation

Tax canons laid down by Adam Smith remain relevant, though his list has been extended. Test the idea of a wealth tax against these, lest we get carried away by progressive idealism

time-read
2 mins  |
January 10, 2025
Mint Hyderabad

MFD, RIA, RA: Explore your career as a financial adviser

Understand the earning potential, licensing and compliance to choose your best suited path

time-read
4 mins  |
January 10, 2025
Mint Hyderabad

Hacked in 2024? India's privacy rules require you to take action

Draft digital personal data protection rules demand that data breaches be reported retrospectively

time-read
3 mins  |
January 10, 2025
Mint Hyderabad

Cutting Through the Clutter: Key Focus Areas for Retail Investors in 2025

Remember that social media is for fun, and not serious topics such as personal finance advice

time-read
3 mins  |
January 10, 2025
Mint Hyderabad

Health insurance claims: How to ensure grievance redressal

My health insurer recently rejected my claim, citing my inability to provide key internal hospital papers that they require.

time-read
2 mins  |
January 10, 2025
Mint Hyderabad

Assam mining tragedy: Rescue operations on for fourth day

Rescue operations by multiple state and central agencies continued for the fourth day on Thursday to locate trapped miners inside an illegal rat-hole coal mine in Dima Hasao district of Assam, officials said.

time-read
1 min  |
January 10, 2025
Mint Hyderabad

Bank officers' union warns of strike

Bank officers' union AIBOC on Thursday threatened to go on a nationwide strike on 24-25 February to press for their various demands, including a five-day work week and adequate recruitment in all cadres.

time-read
1 min  |
January 10, 2025
Mint Hyderabad

Centre to give LPG subsidy to oil PSUs

The government is likely to provide a subsidy of ₹35,000 crore to state-owned Indian Oil Corporation Ltd (IOC), Bharat Petroleum Corporation Ltd (BPCL), and Hindustan Petroleum Corporation Ltd (HPCL) to make up for losses they incurred on selling the fuel this fiscal, people aware about the development said.

time-read
1 min  |
January 10, 2025
Mint Hyderabad

Earthquake-hit Tibet calls off search

Chinese officials say the focus is shifting to relocating the displaced survivors.

time-read
1 min  |
January 10, 2025