മുംബൈ: വായ്പാ പലിശ കുറയ്ക്കണമെന്ന നിരവധി പേരുടെ ആഗ്രഹം സാക്ഷാൽക്കരിക്കുമോ..? അതിനുള്ള അരങ്ങൊരുങ്ങിക്കൊണ്ടിരിക്കുയാണെന്നാണ് പുറത്തു വരുന്ന സൂചനകൾ. ഡിസംബറിൽ ആർബിഐ റിപ്പോ നിരക്ക് 25 ബേസിസ് പോയിന്റ് കുറച്ച് 6.25 ശതമാനമാക്കിയേക്കും. വരും ദിവസങ്ങളിൽ പണപ്പെരുപ്പം മിതമായ നിലയിലേക്ക് വരുമെന്നാണ് സൂചനകൾ. സെപ്റ്റംബറിൽ പണപ്പെരുപ്പം 5.49 ശതമാനമായി ഉയർന്നെങ്കിലും ഈ പാദത്തിൽ പണപ്പെരുപ്പം 4.9 ശതമാനമായി കുറയുമെന്നാണ് പ്രവചനം. ജനുവരി മുതൽ മാർച്ച് വരെയുള്ള പാദത്തിൽ പണപ്പെരുപ്പം 4.6 ശതമാനമായി വീണ്ടും താഴും . ഇത് പലിശ നിരക്കുകൾ കുറയ്ക്കാൻ ആർബിഐയെ സഹായിക്കും. പണപ്പെരുപ്പവും വളർച്ചയും തമ്മിലുള്ള സന്തുലിതാവസ്ഥ നല്ല നിലയിലാണെന്ന് ആർബിഐ ഗവർണർ ശക്തി കാന്ത ദാസ് അടുത്തിടെ പറഞ്ഞിരുന്നു. അടുത്ത പാദത്തിൽ പണപ്പെരുപ്പം കുറയുമെന്ന് അദ്ദേഹം വ്യക്തമാക്കി. ഏറ്റവും പുതിയ സർവേ അനുസരിച്ച്, 57 സാമ്പത്തിക വിദഗ്ധരിൽ 30 പേരും അടുത്ത ധനനയ യോഗത്തിൽ റിപ്പോ നിരക്ക് 25 ബേസിസ് പോയിന്റ് കുറയ്ക്കുമെന്ന് പ്രതീക്ഷിക്കുന്നു. ബാക്കിയുള്ളവർ നിരക്കിൽ മാറ്റമൊന്നും പ്രതീക്ഷിക്കുന്നില്ല.ഫെബ്രുവരിയിൽആർബിഐ വീണ്ടും നിരക്കുകൾ കുറച്ചേക്കും ഡിസംബറിൽ നിരക്ക് കുറച്ചതിന് ശേഷം ഫെബ്രുവരിയിൽ ആർബിഐ വീണ്ടും നിരക്കുകൾ കുറച്ചേക്കുമെന്ന് സർവേ പറയുന്നു. യുഎസ് ഫെഡറൽ റിസർവും യൂറോപ്യൻ സെൻട്രൽ ബാങ്കും ഇതിനകം തന്നെ അര ശതമാനം പലിശ നിരക്കുകൾ കുറച്ചിട്ടുണ്ട്. ഇതിൻറെ ചുവട് പിടിച്ചാണ് ഇന്ത്യയിലും പലിശ നിരക്ക് കുറയ്ക്കുന്നതിന് അരങ്ങൊരുങ്ങുന്നത്. പലിശ നിരക്ക് കുറയുകയാണെങ്കിൽ, അത് ഭവന വാഹന വായ്പ എടുക്കുന്നവർക്ക് ഏറെ ആശ്വാസകരമായിരിക്കും വളർച്ച താഴേക്കോ? 2023-24 സാമ്പത്തിക വർഷത്തിലെ 8.2 ശതമാനത്തിൽ നിന്ന് ഈ സാമ്പത്തിക വർഷം 6.9 ശതമാനമായും അടുത്ത വർഷം 6.7 ശതമാനമായും വളർച്ചാ പ്രവചനം കുറഞ്ഞിട്ടുണ്ട്. ഇത് ആർബി ഐയുടെ 7.2 ശതമാനം, 7.1ശതമാനം എന്നിങ്ങനെയുള്ള പ്രവചനങ്ങളേക്കാൾ വളരെ കുറവാണ് എന്നതാണ് ആശങ്ക ഉയർത്തുന്ന ഘടകം.

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Girish Ramdas is the Co-founder and CEO of Magzter, a New York based startup that has been making waves in the global digital publishing business. Magzter has crossed 80 million users since its inception in 2011 from more than 150+ countries with 1000s of magazines, newspapers and books from more than 4,500 publishers worldwide. He has more than 25 years of experience in cross-platform publishing, including print, mobile, and Web development. During this period, he has co-founded and run three successful start-up businesses. He has enabled magazine companies to go digital and helps them monetize their content across the digital world. Girish's deep industry experience in online, mobile and publishing ecosystems has made him an expert in acquisition, marketing and monetizing digital content across platforms globally.

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Magzter Inc. is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 80 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.

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Magzter offers the world’s largest {{allyoucanread}} subscription service called {{gold}} which gives digital readers unlimited access to 9,000+ magazines and newspapers for a monthly subscription price. Magzter also has the largest number of stories in the world with its game-changing ezRead 2.0 feature for its apps, which enables smartphone and small-screen mobile users to enjoy magazine content the way it was meant to be enjoyed, with article text that is easy to read and is accompanied by stunning videos and high resolution photography.

Magzter offers the world’s largest “All-You-Can-Read” subscription service called Magzter GOLD which gives digital readers unlimited access to 9,000+ magazines and newspapers for a monthly subscription price. Magzter also has the largest number of stories in the world with its game-changing ezRead 2.0 feature for its apps, which enables smartphone and small-screen mobile users to enjoy magazine content the way it was meant to be enjoyed, with article text that is easy to read and is accompanied by stunning videos and high resolution photography.

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is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 88 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.

n. We will also use usage information in order to ensure users adhere to our Terms of Use. For example, a user’s usage information will help us confirm that a user only downloads a magazine or other content a permitted number of times or to a permitted number of devices.

which gives digital readers unlimited access to 9,000+ magazines and newspapers for a monthly subscription price. Magzter also has the largest number of stories in the world with its game-changing ezRead 2.0 feature for its apps, which enables smartphone and small-screen mobile users to enjoy magazine content the way it was meant to be enjoyed, with article text that is easy to read and is accompanied by stunning videos and high resolution photography.

{{magzter}} is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 88 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.