CATEGORIES

Get a taste of passive funds via a large cap fund

The latest SPIVA (S&P Indices versus Active) scorecard for India (for end of 2022) is out. It shows that 87.5 per cent of large-cap funds, 76.9 per cent of ELSS (equity-linked savings schemes) funds, 54.9 per cent of mid- and small-cap funds, 45.4 per cent of composite bond funds, and 68 per cent of government bond funds have underperformed their benchmarks over the preceding one-year period.

INSIDE LIFE INSURANCE: How Life Insurance remains an attractive solution, despite tax changes

The recent tax changes in the Indian insurance sector in 2023 seems to many as a significant impact. However, despite these changes, life insurance remains a vital financial instrument that can help clients achieve their long-term financial goals.

Breaking Down AIFs: An In-Depth Look at This High-Potential Investment Option

Mr. Sanjiv Bajaj is the Jt. Chairman & MD, Bajaj Capital, building the platform for the Business leaders of the Financial Services and Advisory sector to exchange their vision, experience, and views on making the right financial decisions.

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FINANCIAL PLANNING

Debt Mutual Funds - Will They Continue To Thrive Despite Recent Changes In Tax Norms?

A brief glimpse of the industry: The INR 40 trillion mutual fund industry has been on a rapid growth path and appears to be on course to achieve its goal of Asset Under Management worth Rs. 100 trillion by 2030. The industry is very well-regulated and offers a range of easy to understand & transparent products. It has effectively marketed Systematic Investment Plans (SIPs) as an investment mode, so that inflows via this route have remained over Rs. 13,000 crore for several months despite the volatility in the market. Due to adoption of technology and growing distribution reach, mutual funds are finding takers across customer segments and also in the beyond-30 (B-30) towns.

A Win-Win Solution - A Passive, Hold to Maturity, fully G-Sec Product

Although retail participation in mutual funds, has grown by leaps and bounds in the last two decades, it is predominantly equity schemes that investors have favoured. As per AMFI data as of Jan-23, individual mutual fund investors have 80% of their total mutual fund allocation towards equity schemes and only 14% of the allocation is towards debt-oriented schemes.

Invest in dividend yield funds for style diversity

Dividend yield funds have gained attention recently with SBI Mutual Fund’s new fund offer raising Rs. 3,600 crores.

Unit Linked Insurance Plans: What they offer for meeting long-term goals

For those looking to invest for the long term and also get life insurance coverage, Unit Linked Insurance Plans (ULIPs) have emerged as a popular investment option.

The Way That I Break : A Macro And Bond Update

Mr. Suyash Choudhary has over two decades of experience in Fixed Income. He has a strong track-record covering fixed-income research and fund management. His strength lies in his in-depth understanding of the macroeconomic environment, the ability to anticipate interest rate movements and the ability to identify attractive investment opportunities across market segments.

Learnings from the SVB crisis:

SVB was the 16th-largest bank in the US, having a geographic concentration in Silicon Valley with an industry concentration amongst startups. It had the highest deposit growth among US Banks during the low-interest days of 2020 & 2021.

I asked Chat GPT to write me a poem on retirement planning.This is what it came back with...

RETIREMENT PLANNING

Decoding the benefits of INVESTING Insurance! in the Right Life

Mr. Sanjiv Bajaj is the Jt. Chairman & MD, Bajaj Capital, building the platform for the Business leaders of the Financial Services and Advisory sector to exchange their vision, experience, and views on making the right financial decisions.

ASK THE EXPERT

FINANCIAL PLANNING

5 Crucial Things To Know Before Investing In Equity Mutual Funds

Investing in equity mutual funds is an excellent way to diversify your portfolio and gain stock market exposure.

Indians are Developing Weak Bones

Guard your family against this crippling disease affecting young & old alike.

Thematic Investing

Thematic investing usually evokes mixed reactions from investors & advisors.

Get Adequate Health Insurance and Save Tax: A Buying Guide

The first step in any financial plan, according to most financial planners, should be to ensure that one has adequate health insurance.

Motor Insurance -An Essential Element for Your Insurance Basket!

Securing oneself and one's assets is a top priority. Moreover, it is essential to protect your wealth or assets before you build new ones. Securing your vehicle with adequate Motor Insurance is mandatory by law as well as necessary to safeguard the asset called Motor.

ELSS funds offer attractive returns, but can be volatile

The March 31 deadline for making tax-saving investments is approaching.

Single premium life insurance policies: Know the benefits and taxation rules

A commitment to continue making yearly premium payments is not required in order to purchase life insurance.

Is Winter Coming?

2023 is poised to be a year filled with ups and downs for the average Indian millennial in terms of income and financial certainty.

Use Freedom SIP feature to seamlessly achieve your long-term financial goals

When Shiwani was about 25 years old, she started her career in an IT firm. After working for five years, she realized that while she loved her job, she also had another ambition she wanted to realize: opening a bed & breakfast in her village in Uttarakhand.

Invest in a multi-asset allocation fund for a smoother journey

Indian equities may not outperform in 2023 owing to their relatively high valuations.

The Rich Undernourished

Rich and upper-middle-class people who are blindly copying the western ways of life are spending a lot of money on fast food that has almost zero food value.

PERSON OF THE YEAR 2022

Like every year, there were several contenders.

Empowering Retirement with Right Planning and Strategy!

Retirement is one of the major milestones that each one of us will reach during our lifespans. Yet, while we make enough plans and strategies to accomplish other goals such as marriage, career, home, travel, etc., we ignore this most crucial milestone that is solely for us, called Retirement.

A Pragmatic and Balanced Budget

FY Budget- the most awaited event for the countrymen that defines the economy’s gait by addressing the key bottlenecks and how this will affect the nation and the common man. Expectations were high, as usual. But what experience did the Budget unfold for the People of India?

A pro-growth, forward-looking budget - Know what's in-store for investors, taxpayers in Budget 2023

The Budget 2023–24 presented by Union Minister of Finance Nirmala Sitharaman on February 1, 2023, appears to be promising with a wide range of measures proposed to boost investments and spur economic growth.

How ELSS, NPS And ULIPs Help Investors To Meet Long-Term Goals And Also Save Tax

It’s never too late to take advantage of tax-saving strategies and reduce your tax obligation.

Water: The Elixir of Life

lifestyle planning