By modernising our grandparents’ flour jar approach to managing money, we can spend less and save more
Do you want to make money simple again? Have you ever wondered whether there’s a simple way to manage your money, that optimises and minimises the amount of interest you pay to the bank while trapping more surplus and giving you peace of mind… all while committing no more than 10 minutes a month to manage it?
And wouldn’t it be great if such a system didn’t discriminate its effectiveness based on how much you earned or how you got paid and made it just as easy to use for a university student on casual wages as for a CEO of an ASX-listed company earning a high salary?
Well, we think that such a system does exist.
We call it the Money SMARTS system and we’re on a crusade to help as many Australians as possible to adopt our simple and effective approach to managing their money and trapping their surplus to improve their current lifestyle and ideally help them to grow their existing wealth base.
Money SMARTS is an efficient and highly effective rules-based money management system designed to help you organise your money to stop you overspending and trap more surplus as a result. It guarantees you gain a better understanding of your cash flow movements and greater control of your money while ensuring you never “unconsciously” overspend ever again.
Every dollar in our system has a role to play and an overall job to do for you. The system adopts simple yet proven techniques of successful money management approaches from yesteryear.
Bu hikaye Money Magazine Australia dergisinin February 2019 sayısından alınmıştır.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.
Already a subscriber ? Giriş Yap
Bu hikaye Money Magazine Australia dergisinin February 2019 sayısından alınmıştır.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.
Already a subscriber? Giriş Yap
An outrageous, beautiful monopoly
Telstra's mobile business is a cash machine with few competitors, giving it the highest returns in the world.
Drop the anchor to judge value
Buying and selling decisions should be based on where a stock price is going, not where it has been.
Powering the AI boom
Beyond the software and chipmakers, where will the energy come from?
Get into life
Tucked inside super are products that can protect you from life's inevitable uncertainties.
Paths to home ownership
Taking the road less travelled can sometimes deliver unexpected benefits.
Sold! Quick ways to add value
Small, strategic changes can have a big impact on the look and feel of your home. And get you a better price on auction day.
Money lessons the kids need to know
Your children can learn a lot from your past money mishaps. Here are eight financial conversations I have had with mine.
Property-investing rules: are they likely to change?
The pressure for the government to curb the tax benefits of tax concessions, such as negative gearing and the capital gains tax discount, is unrelenting. Most recently, independent senators David Pocock and Jacqui Lambie proposed five options for paring back investment property tax concessions, with savings to the Federal budget of up to $60 billion over the next decade.
What's love got to do with it?
A rollercoaster of emotions could be driving poor crypto behaviour.
Are we ready to be cash-free?
Saying goodbye to our piggy banks too soon could leave small businesses in the dark when problems arise.
