Cutting Through the Clutter: Key Focus Areas for Retail Investors in 2025
Mint Mumbai|January 10, 2025
Remember that social media is for fun, and not serious topics such as personal finance advice
MRIN AGARWAL
Cutting Through the Clutter: Key Focus Areas for Retail Investors in 2025

Equities continued to dominate investors' minds in 2024. This is despite an eventful year with high volatility due to multiple global events, including a new war, weaker-than-expected economic growth, disappointing earnings, and subsequent FPI outflows. Going forward, factors like corporate earnings slowdown, sticky inflation, geopolitical tensions, higher US bond yields, strong dollar outflows due to FPI selling, and uncertainty over US tariffs can dampen market sentiment.

Navigating the challenges will make managing money daunting in 2025. Investors may also be unsure of what action to take. Here are some steps to stay on course for long-term goals.

Firstly, investors need to introspect if they can stay calm through the volatility that may play out and if they actually have a long-term investment horizon. Most investors who have entered the markets in the last five years have only seen good times and could be swayed by quick high returns. Risk-taking capacity is very different from risk-taking ability. While investors may be willing to take risks in investments, they need to ask themselves if they can accept short-term losses on these investments and the associated illiquidity.

Bu hikaye Mint Mumbai dergisinin January 10, 2025 sayısından alınmıştır.

Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.

Bu hikaye Mint Mumbai dergisinin January 10, 2025 sayısından alınmıştır.

Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.

MINT MUMBAI DERGISINDEN DAHA FAZLA HIKAYETümünü görüntüle
Financing India's Future Growth Is a Challenge That Must Be Met
Mint Mumbai

Financing India's Future Growth Is a Challenge That Must Be Met

Policy should aim to boost private investments and deepen a corporate bond market in need of long-horizon participants

time-read
4 dak  |
January 10, 2025
Mint Mumbai

Working for women leaders: An invaluable privilege

Arriving 30 minutes late for a job interview three decades ago had left me out of breath, sweaty and close to a panic attack.

time-read
3 dak  |
January 10, 2025
A Boycott of Costco for Its DEI Efforts Is Not Likely to Succeed
Mint Mumbai

A Boycott of Costco for Its DEI Efforts Is Not Likely to Succeed

The US retailer has a loyal base of shoppers that it's unlikely to lose

time-read
3 dak  |
January 10, 2025
Mint Mumbai

Let's take cues from Piketty to raise India's tax revenue

When it comes to budgeting, there are some revenue streams that are linked with broader growth in the economy.

time-read
4 dak  |
January 10, 2025
Wealth tax: Let's judge it by principles of taxation
Mint Mumbai

Wealth tax: Let's judge it by principles of taxation

Tax canons laid down by Adam Smith remain relevant, though his list has been extended. Test the idea of a wealth tax against these, lest we get carried away by progressive idealism

time-read
2 dak  |
January 10, 2025
Mint Mumbai

Hacked in 2024? India's privacy rules require you to take action

Draft digital personal data protection rules demand that data breaches be reported retrospectively

time-read
3 dak  |
January 10, 2025
Cutting Through the Clutter: Key Focus Areas for Retail Investors in 2025
Mint Mumbai

Cutting Through the Clutter: Key Focus Areas for Retail Investors in 2025

Remember that social media is for fun, and not serious topics such as personal finance advice

time-read
3 dak  |
January 10, 2025
Mint Mumbai

MFD, RIA, RA: Explore your career as a financial adviser

Understand the earning potential, licensing and compliance to choose your best suited path

time-read
4 dak  |
January 10, 2025
Top 5 AI Trends To Watch In 2025
Mint Mumbai

Top 5 AI Trends To Watch In 2025

From agentic systems to humanoids, AI is everywhere. But ethical concerns remain over its growing role

time-read
8 dak  |
January 10, 2025
Health insurance claims: How to ensure grievance redressal
Mint Mumbai

Health insurance claims: How to ensure grievance redressal

My health insurer recently rejected my claim, citing my inability to provide key internal hospital papers that they require. Despite having submitted all other necessary documents, they are insisting on these specific papers, which I am unable to obtain from the hospital. I believe my claim is valid and that I have complied with all the necessary documentation required. What are my options to ensure that my grievance is handled fairly and my claim is reconsidered?

time-read
1 min  |
January 10, 2025