CATEGORIES

WHY BUYING A HOUSE IN A BANK AUCTION MAY BE A TIGHTROPE WALK

Buying a house requires quite a bit of legal dexterity with relation to paperwork, and more so when it comes to a property on auction. The prize on the other end of the tightrope could be alluring, but you will need to tread cautiously, as the valley below could be ridden with jagged rocks of possession problems lender-borrower disputes, and loan issues

Mutual Funds: Financial Friends For Life

Just as you invest on your relationships with friends, start investing in MFs and stay invested for the long term to enjoy the fruits of true friendship

'Regardless of Who Is In Power In Delhi, India Will Grow Rapidly'

Billionaire investor Mark Mobius, the chairman of Mobius Emerging Opportunities Fund, is known by many names, such as the Indiana Jones of Emerging Markets, the Godfather of Emerging Markets and the Pied Piper of Emerging Markets. A recent comic even called him the ‘Bald Eagle’. Mobius particularly likes being called the Indiana Jones of Emerging Markets, perhaps because he is known to go out of his way to find “undervalued stocks” before other investors do. In an interview with Nidhi Sinha, editor, Outlook Money, as part of its Wealth Wizards series, he spoke about his latest book that addresses the younger generation and the potential of the Indian markets, among other things.

Six Key Features Of Budget 24-25

The Union Budget 2024-25 focuses on simplification of the tax laws, ease of compliance, standardisation of capital gains tax, and lays greater emphasis on the new tax regime

Building On Macro Strengths

Budget 2024-25 builds on India’s existing macroeconomic strengths. Investors should focus on diversifi ed asset allocation and maintain a cautious stance on equity

How To Redefine Active Ageing

Vanaprastha or retirement phase of life is a time of liberation, not limitation. It is about discovering your passion, learning new things and enjoying life fully

IN PURSUIT OF HAPPINESS

We spoke to retired individuals who’ve broken the boundaries and are an inspiration to others approaching their senior years

New At 60 Again

Many seniors do not want to hang up their boots post retirement. We explore the windows of opportunity they have and the challenges on the way

Will The Bull Run Continue In Modi 3.0?

After a decade, a coalition government is back in power. What does that mean for stock market investors?

New Or Old Which Tax Regime Should You Choose In These 5 Scenarios?

The government made the new tax regime the default one from FY2023-24. However, you can still choose between the old and the new tax regime while filing your income tax return. But that would depend on your income slab and the deductions you wish to claim. We help you choose the most suitable tax regime in these five common scenarios

Plan With Fixed-Income Funds

Fixed-income funds lend stability to your portfolio, have better cash flow visibility, and help preserve capital. They can be used in various stages of planning

TDS: Tax Deducted At Source

Every taxpayer in India has heard about tax deducted at source (TDS). It is one of the main revenue sources for the government.

What Makes You Splurge On Food

With increased earnings, people tend to spend more on gourmet experiences. However, spending within your means is essential to stay healthy, both physically and financially

PORT, BUY TOP-UPS TO TACKLE RISING HEALTH PREMIUMS IN OLD AGE

Healthcare costs can eat into your retirement corpus, so buying health insurance makes sense. If rising premiums are holding you back from buying a cover, here are some tips to reduce the outgo

Here's How To Buy A Plot Of Land

Buying a plot of land is a complicated process and varies across states. But the overall process is the same, and typically starts with verifying the legal ownership of the land, preparing the sale deed, paying the sale value and getting the land registered at the sub registrar’s office after the purchase.

VALUE INVESTING LESSONS FROM BENJAMIN GRAHAM

A poet, translator, mathematician and financial strategist, Benjamin Graham was all of this and more. But his most signification contribution has been to lay the foundations of an investing strategy that revolved around buying undervalued stocks with strong fundamentals and holding them for the long term. We have used a screening method based on his strategy to recommend a few stocks you may consider

'Often Our Emotions Get The Best Of Us And Lead Us Astray'

Dan Ariely, author and professor of psychology and behavioural economics, at Duke University, North Carolina, the US, studies the irrational ways in which we all behave. In his own words, he “looks at people not from a rational perspective, but from the irrational perspective. We basically ask questions around what we are doing that is not in our long-term best interest”. In an interview with Nidhi Sinha, Editor, Outlook Money, as part of the Wealth Wizards series, he talks about himself, his signature half a beard, how people can deal with irrationality, and the role of emotions like misbelief, trust, and human motivation in how people behave or make decisions. Here are the edited excerpts from the interview.

3 Pillars Of Support On Claims

In the last 6-8 months, Irdai has introduced a set of regulatory changes that promise to resolve issues that previously often led to poor outcomes on health insurance claims

A LEAP INTO THE FUTURE OF STOCK BROKING

BlinkX’s Managing Director, Gagan Singla, discusses the company’s mission to redefine financial services in India through innovation and reliability. In an exclusive interview with Outlook Money, Gagan, an IIT & IIM, alumnus, elaborates on BlinkX’s ambitious plans to launch India’s first zero-glitch trading app and outlines the strategic approach aimed at revolutionising the financial services industry.

GEN AI LAB, ASPIRING ZERO-GLITCH TRADING APP, CUSTOM EXPERIENCES UNSTOPPABLE BLINKX

In a market dominated by a few discount brokers commanding over 60% of the share, India’s fintech sector is experiencing a surge of new entrants.

Lay Claim On Your Rights

Health insurance claims may often be rejected on legitimate grounds, such as the customer hiding key details on medical history or existing ailments, but there are cases in which claims have been denied even when policyholders are not at fault. Though the road is long-winding, there are redressal mechanisms in place to protect the policyholders. In short, there’s nowhere to hide that Pinocchio nose either for the policyholders or insurers when it comes to claim settlement

THREE STOCKS MFs WENT BANANAS OVER

When you invest in mutual funds, you are indirectly investing in stocks. So, we decided to find out which are the stocks most mutual funds in the equitylinked savings scheme, flexi-cap, multi-cap and large-and-mid-cap categories invest in. We analysed 149 funds that have a broad mandate to invest in a wide array of stocks and came up with the three stocks that most mutual funds invest in

5 Tricky Travel Questions, And 1 Foolproof Travel Plan

Now that you have finally bid goodbye to your worklife, you have all the available time at your disposal to satiate your travel bug. But before you set sail on your wanderlust, here are a few things you should keep in mind

Save As Per The Corpus You Need

I am 29. I started investing in mutual funds (MFS) two years ago. I invest ₹2,000 each in three equity funds-multicap, focused equity and multi asset allocation-every month.

Short Selling

The capital markets regulator, the Securities and Exchange Board of India (Sebi), recently issued a new circular which said that while placing orders, institutional investors will have to inform in advance whether the transaction is short selling or not. The order also said that retail investors would be allowed to make similar disclosures till the end of trading hours on the day of the transaction.

Mind Exclusions Before Buying Policy

I am a 29-year-old software engineer. I got married a year and a half ago and currently reside with my parents.

HOW AVERAGES CAN RUIN THE MATH

Calculating a retirement corpus on the basis of average returns can have disastrous consequences as different sequence of returns can lead to different outcomes

Calls For Urgent Action As India Braces For Dementia Crisis

As the ageing population grows, the threat of Alzheimer's disease has also spiked, drawing attention to whether India is prepared to provide the medical support it calls for.

ANNUAL REPORT CARD

The Indian equity market is in an upbeat mood, and almost all the funds in the OLM 50 list are among the top five funds in their respective categories in terms of performance.

Don't Just Blindly Follow Maxims

The given investment maxims have proven relevant most of the time, but they are not carved in stone. Investment strategies should be tailored to individual situations