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How To Prepare Your Financial Portfolio For The New Financial Year

A new financial year has arrived. This is a good time to conduct the annual checkup of your portfolio to ensure that it is in good shape and ready for the challenges of the coming year. Here are some broad guidelines you should follow for constructing a new portfolio, or realigning an old portfolio.

Financial Planning - ASK THE EXPERT

Can I continue the same amount even after my retirement?

DIVERSIFICATION, WEALTH CREATION AND FINANCIAL INDEPENDENCE – ALL IN ONE FUND

We are living in a world that is fast evolving and is flooded with information about every topic that one can think of. The spread of and access to this information has only multiplied with the everincreasing use of digital platforms. However, what needs to be understood is that some of this information and the view around it comes from experts with several years of experience and study on a subject matter.

FINtastic TALKS: UNRAVEL, “THE ART OF PUTTING YOUR MONEY TO WORK FOR YOU IN THE POST-PANDEMIC WORLD”

The FINtastic Talks with Sanjiv Bajaj in conversation with Nilesh Shah

INVESTMENTS AND MONEY MANAGEMENT EXERCISE TO DO AT START OF FINANCIAL YEAR

Start of a new financial year marks the beginning of several new related to your investments and tax planning. Financial year 2022-23 starts from April 1 and ends on March 31, 2023 thus giving you 12 months to plan your personal investments and taxes.

LEVERAGING OPPORTUNITIES INHERENT IN HOUSING

Are you thinking of diversifying your assets in line with the market indications? Is it time for your annual assessment and rebalancing exercise? Are you positive on the potential in the Indian housing sector, given how many people are investing in new properties? If you answered yes to any one of the above questions, you should consider harnessing the opportunities inherent in housing as a theme. And if you have not considered the option yet, it is time to take a close look at the underlying potential in the booming housing sector in India.

SMOKING REDUCES 20-25 YEARS OF ONE'S LIFE

According to Dr. Rory Collins of Oxford University, smoking can reduce 20-25 years of one’s life. Speaking on the role of Tobacco and Diabetes in causing Cardiovascular Disease, at the 54th conference of the Cardiological Society of India (CSI) in Kochi recently, Dr. Collins said, “Non-smokers have got greater life expectancy than those who smoke.”

How To Invest In A Rising Interest Rate Environment

Interest rates in India are moving up. After the Union Budget, the 10-year government security (G-Sec) touched the 6.95 per cent mark, though it has softened since then to the 6.66 per cent level (as on February 18). Nonetheless, the general expectation is that interest rates are likely to rise in 2022. This will have an impact on your investments.

Tax Benefits That You May Avail By Investing In National Pension System

Tax Planning

Natural Ways To Lower Blood Pressure Without Medication

Lifestyle Planning

BUILD ALLOCATION TO GOLD AMID GROWING GEOPOLITICAL UNCERTAINTY

Fixed Income

MULTI ASSET - A SUPERIOR INVESTMENT STRATEGY FOR CURRENT TIMES

Over the last decade, we have witnessed easy liquidity conditions and rate cuts by global central banks which created a conducive environment for equity markets to perform.

MIND THE GAP

Financial Planning

HERE'S WHAT EQUITY MUTUAL FUND INVESTORS MAY DO WHEN STOCK MARKET SENSES CORRECTION

2022 began with a lot of hope as far as the equity market is concerned. On the back of spectacular returns since the second half of 2020 and later in 2021, the expectations were high for the stock market to continue its run. However, the stock market is not a one-way street and prices go up and down. The good news is that any dips and corrections in the market are used by smart investors as an opportunity to buy more. Afterall, buying low-selling high remains the best move forward in the equity market.

SAVE FOR LONG TERM GOALS WITH UNIT-LINKED INSURANCE PLAN – KNOW BENEFITS, FEATURES AND HOW ULIPS WORK

Life Insurance

Budget 2022 & Individual Taxpayers

There is an old saying that ‘No news is good news’. Similarly, this budget also, in a way, brought cheers for individual taxpayers since there was no news regarding increase in tax rates or any new tax being introduced.

Here Is How And Why To Invest In Fixed-Income

Knowing one’s risk profile is crucial before investing money. At times you may not want to take risk while depending on the risk appetite, you may be willing to take volaility of returns in your stride.

Budget 2022: A Booster Dose For Economic Growth With A 25-Year Outlook

Full credit needs to go to the government in delivering Budget 2022 that is not only forwardlooking but also takes into account the changing scenario in the country.

DECODING THE INVESTMENT OUTLOOK POST BUDGET 2022-23 WITH THE INVESTING MASTERS

As the nation emerges from the shadow of the Covid-19 Pandemic, we take a positive step towards achieving growth.

Heart Healthy Diet Recommendations of the American Heart Association and the British Heart Foundation

OF COURSE, LIGHT EXERCISE IS GOOD FOR YOUR HEART. BUT, IN MATTERS OF THE HEART, IT’S ULTIMATELY WHAT YOU EAT THAT REALLY COUNTS. THE MAIN THERAPY TO REDUCE THE RISK OF HEART DISEASE IS TO CHANGE ONE’S LIFESTYLE - TO HAVE A BALANCED ‘HEARTHEALTHY DIET’. AND TO SHUN HARMFUL HABITS SUCH AS DRINKING, SMOKING, CONSUMING CAFFEINATED BEVERAGES, ETC.

2022: A YEAR OF ACTIVE MANAGEMENT

Over the last decade, we have witnessed easy liquidity conditions and rate cuts by global central banks which in general created a conducive environment for equity markets to perform.

Omicron cases increasing! Here's how Covid-19 health insurance plans help to meet hospital costs

The third big coronavirus wave has spread like wildfire in the country. While the need for hospitalization has been low in the current wave, taking adequate precautions and following the covid protocols is the need of the hour.

Pay heed to asset allocation to deal with growing turbulence in equity markets

Volatility within the equity market has increased.

Person of the Year 2021

Like every year, there were several contenders.

The Discipline of Passive and Judgment of Active- Diversify

Rules make things simple. Do the right thing - if you apply this rule, you don’t have to judge a situation or person from its fairness perspective. Just keep it simple by doing the right thing and keep moving.

Maintain A 10-15 Per Cent Allocation To Gold At All Times

Gold has underperformed in 2021. Year-to-date (up to December 17) it has given a return of -2.8 per cent.

Are Mutual Fund Investments Subject To Market Risk?

This article discusses the disclaimer ‘Mutual fund investments are subject to market risk; please read the offer document carefully before investing. We are sure you must have read that or heard it in every advertisement of the mutual fund. So let us learn everything about what it means.

Start Your New Year 2022 With These Financial Moves To Bolster Your Long-Term Portfolio

2021 turned out to be a reasonably good year for the equity market investors including the equity mutual fund investors. While your equity funds investments are meant for your long-term goals, there are a few other things you need to follow to keep your finances in shape.

How To Get The Most From Unit-Linked Insurance Plans For Long Term Goals

When you are interested in saving for long term goals and also want life insurance coverage in a single plan, Unitlinked insurance plan (Ulip) suits to meet such a financial need.

Mutual Fund Investment Mantras To Invest In 2022

Mutual fund investors have enjoyed blockbuster returns in 2021.