Thinking about THE FUTURE

Ms. MONEY$AVER with Samantha Ireland

- Samantha Ireland

When I first left school I worked a series of casual and short-term jobs before landing a position as a full-time bank teller.

Back then, there wasn't a thought in my mind about planning for my retirement.

Come payday, my focus was paying my rent and buying as many concert tickets as I could with the money I had left over.

Jump forward almost 30 years, suddenly retirement doesn't seem that far away.

And, as much fun as screaming along with Jon Bon Jovi singing 'Livin' on a Prayer' was, I can't help but wish I'd also been squirrelling away a few dollars for my future.

When thinking about retirement, whether it's 30 years or three years away, there are a few important things to consider.

HOW MUCH DO YOU NEED?