CATEGORIES

Through the Lens – Fixed Income Outlook

Due to the second wave of Covid-19, rate hike expectations have been pushed into next financial year provided we do not have a severe third wave and we are able to vaccinate majority of the population. The RBI governor has indicated that premature withdrawal of accommodative monetary policy stance can reverse the trepid growth momentum which has built up in the economy.

SHOULD YOU INVEST IN REITS?

A new development has occurred that is likely to draw more retail investors towards Real Estate Investment trusts (REIT). The Securities and Exchange Board of India (Sebi) has amended its regulations for REITs. Henceforth, investors will be able to apply for the IPO (initial public offer) of a REIT with as small an amount as Rs. 10,000-15,000. And they will be able to buy and sell just one unit of these instruments in the secondary market. Earlier, the minimum investment requirement was much higher and hence beyond the reach of many retail investors.

MUTUAL FUND NEWS

SBI MF has maintained its top position in the mutual fund rankings with a 4% growth in AUM in the first quarter of FY 2022. The fund house managed Rs.5.23 lakh crore assets at the end of June compared to Rs.5.04 lakh crore at the end of March 2021, which shows the latest AMFI data. In absolute terms, the AUM of the fund house rose by Rs 18,743 crore.

INSURANCE NEWS

The study further shows that while majority of Indian investors especially young investors prefer investing in financial product through SIP, people in their 40s and above prefer lump sum investment.

OUR BODY IS THE HERO

A Briton named Robert Sohart was exploring a forest when he saw a wild pig coming at him from the front. Only a miracle could save him. And the miracle happened - a complex, wonderful chain reaction inside his body.

Financial Planning - Ask the Expert

Interest rate can be changed by RBI on either of the two dates i.e. 1st January or 1st July. Now, the next revision is due on 1st January 2022 when RBI may decide to either change the rate or keep it same.

How Should You Build Your Debt Mutual Fund Portfolio Now?

For the past several years, interest rates within the economy have either come down or remained stable. But, experts believe that interest rates have bottomed out now and could well travel in the upward direction in the near future. Therefore, the investment strategy in debt funds that worked very well in the past is not likely to work in the future.

Know The Essential Things About Investing In Equity Mutual Funds

Both, new and existing equity mutual fund investors start investing to save for their long-term goals. What they need to be aware of is that the volatility is a part and parcel of the stock market and returns may keep fluctuating over time. However, when held for long period, the NAVs are seen to drift upwards thus delivering a return higher than what other assets give.

Everything You Need Know About Fund Of Funds

The FOFs is best suited for small investors who are not willing to take higher risk or investors with lower financial resources but who are willing to have a diversified portfolio

Coming Soon: The Digital Rupee

The RBI, along with other central banks, is debating the use of a Central Bank Digital Currency. If safe and effective, it’ll challenge private cryptocurrencies. But first, laws need to be amended to make this a reality

Markets Hit By A New Virus Variant

The global markets were also affected by the key central banks giving thought to tightening monetary policy and the slow pace of vaccinations

To Sell Or Not To Sell? A Perennial Dilemma!

Most investors are cognizant of John Bogle’s renowned saying, ‘Buy right and hold tight.’ In the journey of compounding money over the long horizon, time is indeed your best friend. But, what comes after you have held on to your investments for a long period of time? What about ‘selling right’?

The Big IPO Rush

Indian companies are making a beeline for the stock market, to ride its inexplicable buoyancy even in the midst of a pandemic. This year’s pipeline of new issues, as cleared by Sebi, is already worth around Rs 34,000 crore

ENTER SMALL-CAP FUNDS WITH A LONG INVESTMENT HORIZON

Small-cap funds have enjoyed a very good run over the past year. The best performing fund has given a return of 177 per cent, while the category average return stands at 101 per cent (as of June 21, 2021). While investors may still enter these funds despite the massive run-up, they need to observe a few precautions.

BE WARY OF OVERPAYING IN AN IPO

The primary market has been strong in recent months owing to bullish sentiment in the secondary market. Promoters have been taking advantage of these conditions to list their companies.

INSURANCE NEWS

1. General insurance industry is set to grow by 7 to 9% in CFY as per ICRA

Happily, Retired Ever After: Optimising Asset Allocation for a Peaceful Retirement

There is an interesting dichotomy that exists among investors.

Nimesh Chandan is Head – Investments Equity at Canara Robeco Asset Management

PROFILE: Nimesh Chandan is Head – Investments Equity at Canara Robeco Asset Management, a joint venture between Canara Bank, India and Robeco Group, Netherlands which is now a part of ORI Corporation, Japan.

Learn the Magic of Self-Talk

Lifestyle Planning

Stock market sensing correction? Here is what equity mutual fund investors may do now

The stock market indices, Nifty 50 and Sensex 30 are at an all-time high. With valuations becoming expensive, a dip in the stock prices may be expected. Also, with the shadow of Covid-19 receding and economies opening up globally, there could be new challenges to face for the markets.

Know The Watchouts Before Investing In Mid-Cap Mutual Funds

The mid-cap funds as a category has generated a return of nearly 75 per cent over the last year.

Does India Have its Share Of ‘MEME' Stocks?

In the wake of the global pandemic we saw one of the fastest market crashes and also one of the most rapid recoveries in stock prices. Come 2021 we saw the emergence of the so-called ‘meme stocks’. What are these ‘meme stocks’ and do we have such stocks in India? Geyatee Deshpande shares some interesting observations on the subject while also clarifying the concepts related to meme stocks

സംരംഭം തുടങ്ങാം 5 ബിസിനസ് ആശയങ്ങൾ

ഈ കോവിഡ് കാലത്ത് വരുമാനവഴി ഇല്ലാതായവർക്ക് പ്രതിസന്ധിയെ അതിജീവിക്കാൻ സഹായകരമായ ഏതാനും ബിസിനസ് ആശയങ്ങൾ. ഒപ്പം, അവയെങ്ങനെ പ്രാവർത്തികമാക്കണമെന്നുള്ള വിശദവിവരങ്ങളും.

മികച്ച ഓഹരികൾ കണ്ടെത്താൻ 5 അളവുകോലുകൾ

അടിസ്ഥാനപരമായി മികച്ച കമ്പനിയുടെ ഓഹരി നിക്ഷേപത്തിനായി കണ്ടെത്താൻ കഴിഞ്ഞാൽ വരുമാനവർധന സുഗമമാക്കാം.

നേരമ്പോക്കിനൊരു കൃഷിക്കളി

ന്യൂജൻ കാലത്ത് കൃഷി ഒരു വരുമാനമാർഗം മാത്രമല്ല, നല്ലൊരു ഹോബിയും നേരമ്പോക്കും കൂടിയാണ്.

നാനോ സംരംഭങ്ങൾക്ക് 4 ലക്ഷം രൂപ വരെ ഗ്രാന്റ്

ഇതൊരു വായ്പ ബന്ധിത പദ്ധതിയാണ്. ധനകാര്യ സ്ഥാപനങ്ങളിൽനിന്നു വായ്പ എടുത്താൽ മാത്രമേ ആനുകൂല്യം ലഭിക്കുകയുള്ളൂ. സോൾ പ്രാപർഷിപ് സംരംഭങ്ങൾക്കു മാത്രമാണ് ഗ്രാന്റ് നൽകുക.

ട്രേഡിങ് ചെയ്യണോ, പാലിക്കണം 5 കാര്യങ്ങൾ

ട്രേഡിങ് വലിയ റിസ്കാണ്. മുടക്കിയതിലും പലമടങ്ങ് ഒറ്റയടിക്കു നഷ്ടപ്പെടാം. ഇതെല്ലാം അറിയാമെങ്കിലും പെട്ടെന്നു നേട്ടംകൊയ്ത കഥകൾ കേട്ട് ചിലരെങ്കിലും ട്രേഡിങ്ങിലേക്ക് അറിയാതെ ഇറങ്ങിപ്പോകും. ഇത് കരകയറാനാകാത്ത പ്രതിസന്ധിയിലേക്ക് നിങ്ങളെ എത്തിക്കും. അതുകൊണ്ട് ട്രേഡിങ് നടത്തിയേ പറ്റൂ എന്നുള്ളവർ, പ്രത്യേകിച്ച് പുതുതായി വിപണിയിലേക്ക് ചുവടുവയ്ക്കുന്നവർ, ചില കാര്യങ്ങൾ പാലിക്കണം.

പ്രതീക്ഷ പകരുന്ന പ്രവചനങ്ങൾ

ഓഹരി വിപണിയിലെ ഇന്നത്തെ സാഹചര്യത്തിൽ പ്രത്യാശ വർധിപ്പിക്കുന്ന നാല് വിദഗ്ധ പ്രവചനങ്ങൾ.

ഫ്ലെക്സി ക്യാപ് ഫണ്ട് മികവുറ്റ നിക്ഷേപം

ഓഹരിയുടെ നഷ്ടസാധ്യത പരമാവധി കുറച്ച് മികച്ച നേട്ടം ഉറപ്പാക്കാൻ അവസരം ഒരുക്കുന്ന ഫണ്ടുകളാണ് ഫ്ലെക്സി ക്യാപ് ഫണ്ടുകൾ.

നഷ്ടം വരുത്തുന്ന 3 കുടുക്കുകൾ

പണത്തിന്റെ വിനിയോഗത്തിലും സമ്പാദ്യമുണ്ടാക്കുന്നതിലും പിഴവുകൾ എല്ലാവർക്കും സംഭവിക്കാറുണ്ട്. ഇത്തരം പിഴവുകൾ കൂടുതലായാൽ പണച്ചോർച്ചയും കടവും മാനസിക സമ്മർദവുമായിരിക്കും ഫലം.