CATEGORIES

WHAT TO DO WITH UNUSED GIFT CARDS
Kiplinger's Personal Finance

WHAT TO DO WITH UNUSED GIFT CARDS

According to a recent Bankrate survey, 43% of Americans have at least one unused gift card sitting around and following the December holidays, you may find yourself among them.

time-read
1 min  |
February 2025
BITCOIN GETS A POST-ELECTION BOOST
Kiplinger's Personal Finance

BITCOIN GETS A POST-ELECTION BOOST

Donald Trump's victory in the presidential election has been a boon for bitcoin.

time-read
1 min  |
February 2025
GET THE RIGHT ADVICE IN RETIREMENT
Kiplinger's Personal Finance

GET THE RIGHT ADVICE IN RETIREMENT

If you've saved up a decent-size nest egg with a financial services firm, chances are good it has offered you financial advice-for a price. Is it worth it?

time-read
7 mins  |
February 2025
Lessons for Retirement Success
Kiplinger's Personal Finance

Lessons for Retirement Success

CHRISTINE Benz is director of personal finance and retirement planning for Morningstar and author of How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement (see a related podcast at Morningstar .​com).

time-read
2 mins  |
February 2025
HOW THE SECOND TRUMP TERM COULD AFFECT YOUR FINANCES
Kiplinger's Personal Finance

HOW THE SECOND TRUMP TERM COULD AFFECT YOUR FINANCES

Income tax cuts are likely to be extended, but electric vehicle tax credits could disappear.

time-read
3 mins  |
February 2025
Aim for the Middle of the Curve
Kiplinger's Personal Finance

Aim for the Middle of the Curve

THE interest rate picture is clearing up, and so is my judgment as to where to find the most reward for the least risk.

time-read
2 mins  |
February 2025
How to Hedge Against Tariffs
Kiplinger's Personal Finance

How to Hedge Against Tariffs

In keeping with the newly elected president's motto of \"promises made, promises kept,\" Donald Trump can be expected to boost tariffs on imports in the coming months.

time-read
4 mins  |
February 2025
THE PROS AND CONS OF PRIVATE DEBT
Kiplinger's Personal Finance

THE PROS AND CONS OF PRIVATE DEBT

Acting as banker to nonpublic companies can be lucrative for intrepid investors.

time-read
6 mins  |
February 2025
HOW COUPLES CAN MANAGE DIFFERING RETIREMENT TIME LINES
Kiplinger's Personal Finance

HOW COUPLES CAN MANAGE DIFFERING RETIREMENT TIME LINES

Staggered retirement is increasingly common, but it can create financial and emotional challenges.

time-read
7 mins  |
January 2025
HOW INFLATION ADJUSTMENTS WILL AFFECT YOUR TAXES
Kiplinger's Personal Finance

HOW INFLATION ADJUSTMENTS WILL AFFECT YOUR TAXES

We looked at IRS rules for 2025 on everything from tax brackets to how much you can save in retirement accounts.

time-read
3 mins  |
January 2025
WHAT YOU NEED TO KNOW ABOUT WORKING FOR YOURSELF
Kiplinger's Personal Finance

WHAT YOU NEED TO KNOW ABOUT WORKING FOR YOURSELF

Whether you're looking for a side gig or planning to start your own business, it has never been easier to strike out on your own.

time-read
10+ mins  |
January 2025
AVOID THESE CREDIT MISSTEPS
Kiplinger's Personal Finance

AVOID THESE CREDIT MISSTEPS

KIPLINGER ADVISOR COLLECTIVE

time-read
2 mins  |
January 2025
CHOOSE THE BEST FUNDS IN YOUR 401(k)
Kiplinger's Personal Finance

CHOOSE THE BEST FUNDS IN YOUR 401(k)

Our guide can help you make the most of your workplace retirement plan.

time-read
6 mins  |
January 2025
ANOTHER GOOD YEAR FOR STOCKS
Kiplinger's Personal Finance

ANOTHER GOOD YEAR FOR STOCKS

With the economy growing and the Federal Reserve easing, there's a lot to like about this market.

time-read
10+ mins  |
January 2025
WHAT MAKES AN ETF SUCCESSFUL?
Kiplinger's Personal Finance

WHAT MAKES AN ETF SUCCESSFUL?

EXCHANGE-traded funds have exploded in popularity, with the industry now reaching the milestone of $10 trillion in assets.

time-read
2 mins  |
January 2025
TIPS FROM INSIDERS
Kiplinger's Personal Finance

TIPS FROM INSIDERS

When corporate insiders buy or sell, it can offer clues on whether you should do the same.

time-read
4 mins  |
January 2025
GUARD AGAINST IDENTITY THEFT IN THE NEW YEAR
Kiplinger's Personal Finance

GUARD AGAINST IDENTITY THEFT IN THE NEW YEAR

Scammers are getting better at impersonating legitimate businesses.

time-read
3 mins  |
January 2025
SHOULD YOU BUY PET HEALTH INSURANCE?
Kiplinger's Personal Finance

SHOULD YOU BUY PET HEALTH INSURANCE?

You can fend off big veterinary bills with a policy that covers your furry companion.

time-read
2 mins  |
January 2025
THE LOWDOWN ON BUYING A VACATION HOME
Kiplinger's Personal Finance

THE LOWDOWN ON BUYING A VACATION HOME

If you return to a beloved destination again and again, purchasing a home there may be a smart move-but don't overlook the costs and effort that go into it.

time-read
8 mins  |
January 2025
My Top 10 Stock Picks for 2025
Kiplinger's Personal Finance

My Top 10 Stock Picks for 2025

SINCE 1993, I have offered an annual list of 10 stocks with the potential to beat the market in the 12 months ahead. My 2024 selections notched the highest return ever: an average of 48.9%. I beat the S&P 500 index by 10.8 percentage points, and every one of my stocks was up-six by more than 30%.

time-read
4 mins  |
January 2025
ANSWERS TO YOUR 529 PLAN QUESTIONS
Kiplinger's Personal Finance

ANSWERS TO YOUR 529 PLAN QUESTIONS

Thanks to recent policy changes, families have more options for what to do with money sitting in these tax-advantaged accounts.

time-read
6 mins  |
December 2024
Strategies for Novice Investors
Kiplinger's Personal Finance

Strategies for Novice Investors

AS part of a lifes kills program for young, single mothers, I was asked to teach a class on how to get on top of your finances.

time-read
3 mins  |
December 2024
Rate-Cut Winners and Losers
Kiplinger's Personal Finance

Rate-Cut Winners and Losers

NOW that the Federal Reserve has cracked the interest rate ice, the next development will be to separate winners from losers.

time-read
2 mins  |
December 2024
YEAR-END MONEY MOVES TO MAKE NOW
Kiplinger's Personal Finance

YEAR-END MONEY MOVES TO MAKE NOW

The days are getting shorter, and movie marathons of A Christmas Story have begun. That can mean only one thing: You have just a few weeks to boost your retirement savings, lower your taxes and get the most out your health insurance before 2024 becomes a memory.

time-read
8 mins  |
December 2024
AT LONG LAST, RATES ARE DROPPING
Kiplinger's Personal Finance

AT LONG LAST, RATES ARE DROPPING

Consider these portfolio moves now that the Federal Reserve has cut its benchmark interest rate.

time-read
4 mins  |
December 2024
SELLING SHARES? HERE'S HOW TO MINIMIZE TAXES ON YOUR GAINS
Kiplinger's Personal Finance

SELLING SHARES? HERE'S HOW TO MINIMIZE TAXES ON YOUR GAINS

ET'S say you've been regularly buying shares in a booming tech company over the past few years, but now you want to start taking some of those profits, perhaps to rebalance your portfolio.

time-read
5 mins  |
December 2024
FREE HELP FOR COLLEGEBOUND STUDENTS
Kiplinger's Personal Finance

FREE HELP FOR COLLEGEBOUND STUDENTS

This program’s mentors assist applicants as they fill out the FAFSA, write essays and more.

time-read
2 mins  |
December 2024
HOW LOWER INTEREST RATES AFFECT YOUR FINANCES
Kiplinger's Personal Finance

HOW LOWER INTEREST RATES AFFECT YOUR FINANCES

The Federal Reserve’s rate cut will provide relief for some borrowers, but savers will have to work harder to get decent returns. By SANDRA BLOCK

time-read
4 mins  |
December 2024
SHOULD YOU BUY THESE RED-HOT FUNDS?
Kiplinger's Personal Finance

SHOULD YOU BUY THESE RED-HOT FUNDS?

Covered-call ETFs are popular but come with plenty of caveats.

time-read
6 mins  |
December 2024
WHAT YOU SHOULD KNOW ABOUT SPOUSAL IRAS
Kiplinger's Personal Finance

WHAT YOU SHOULD KNOW ABOUT SPOUSAL IRAS

You typically need earned income to contribute to an individual retirement account, but a spousal IRA provides an important exception to this rule.

time-read
2 mins  |
December 2024