Observing that about Rs 5,000 crore is spent annually on printing cash alone and even more on managing it, the report said, The expenditure towards maintaining Unified Payment Interface (UPI) may be much lower and could even curtail the expenditure on cash.
The report further said UPI as a digital payments platform increases efficiency towards tax compliance, and provides overall convenience for public good.
With the government's vision of no direct or indirect charge on payments using UPI, an appropriate sharing of cost burden by the government and the RBI is called for (with UPI being the simplest alternative to cash in this era of mobile phones), the report added.
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