Whether one like or not -digital financial transaction is here to stay, this statement anyone can very well vouch for who have some experience of online banking or shopping.
Even if someone is not computer literate, however, if he has done few online transactions by taking help from someone, then also most likely he will be hooked to same. On the other hand, people like my wife who is one amongst tech-savvy millennials, would like to spend most of the time online shopping through e-commerce platforms, and many times whether I like it or not I have to give my credit card to her. Well, I am not voicing concerns here for husbands like me who literally have no choice but to surrender their credit cards out of their love and affection for their better halves or fear! Instead, I very well appreciate and understand that there are number of benefits of doing transactions online like ease of transactions at a click, time efficiency, great discount offers and so on. However, these online transaction conveniences have their own inherent risks associated with same, further this is a proven fact that financial transactions are one of the most high-risk activities performed online, as per the Experian’s Digital Consumer Insights 2018 report, the demand for online convenience in India is linked to a heightened threat of fraud. Here are the some of the facts to ponder about further in that report:
One in four customers is a victim of online fraud
24% customers directly experienced fraud while transacting online
70% customers shared erroneous data with respect to demographics
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