Most financial planners suggest buying a health cover for self and family members even before one starts to save. Buying health insurance is considered to be the first step in the financial planning process. But, with several different features across plans of so many different general insurance or standalone health insurance companies, it could be difficult to choose the right one. Also, there are certain specific restrictions in almost all health insurance plans and one needs to be aware of them for a smooth settlement of the claims. Being unaware of these restrictions can result in an unhealthy claim experience and can even turn costly for the policyholder.
Here are five such restrictions that every buyer or a policyholder needs to know for avoiding any bad surprises during claims settlement or during hospitalization.
1. Sub-Limits
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