The Peace of Mind Service

Here’s the most valuable aspect of our Value Research Premium service Service

- Dhirendra Kumar

Some people worry about their investments, and there are those who don’t. Which is a better thing?

I know that never being worried about investments sounds like a good thing, but this group is divided into two parts. One, those who are not worried because they don’t invest or don’t bother about their investments. Two, those who are members of Value Research Premium. Most of my readers must be smiling at my blatant pitch for this service, but it’s true!

Our Worry Management Service

We should rename Value Research Premium – it should actually be called our ‘Worry Management Service’ or ‘Peace of Mind Service’ because that’s what we deliver for mutual fund investors.

The primary problem for most mutual fund investors is not that they make losses but that they do not earn as much as they want to or have hoped to. This is in sharp contrast to most of the activity in the equity markets. As many of my readers would remember, early this year, SEBI released a study that started with the sentence, “89 per cent of individual traders (i.e., 9 out of 10 traders) in the equity F&O segment incurred losses, with an average loss of ₹1.1 lakh during FY22.” No one who knew a thing about the equity markets was surprised by this. In fact, in my observation, if the traders had been tracked for a longer period, the number would have been even greater.