Why The Need For Collateral Security In Loans

In real life, it often happens that the recovery value of the collateral is less than its deterrent value. The difference, i.e. deterrent value - recovery value, is the “margin buffer” or the extra comfort a lender gets. The higher the difference, the higher the buffer, as the loan amount is mostly lower than the recovery value of the collateral.

RESTRICTIONS IN INPUT TAX CREDIT – IS IT JUSTIFIED a brief analysis of rule 36(4)

Where a substantive unreasonableness is found in a taxing statute, it may have to be declared unconstitutional. It is also equally notable that taxation law is no exception to the doctrine of equal protection. Whether restriction of credit to the bonafide purchasing dealer for non-compliance by selling dealer is justified or not, would now be decided by the Courts.

THE DIVINE TOUCH OF ALMIGHTY

India is ambitiously marching towards the target of five trillion dollar economy. It may reach there in the near future.

KIA Carnival

This is something that we were missing in the Indian Car Industry but we never knew. It is obvious to compare it to the Innova Crysta which was the closest we ever had to such a thing. But the two can’t be more different.

Sweden: Exploring The Uniquenes of a European Heaven

Travelling is a rejuvenating experience.

KERALA BUDGET: TEARS AND JOY

Overall, in terms of modern economics, a budget is a political document which notifies the strategy of a government in the means of economics.

DR. MOHAMED SHAFI ABDULLA HAJI MOOSA: THE INTELLECTUAL WITH A DIVINE MISSION

Dr. Mohamed Shafi Abdulla Haji Moosa is a successful businessman who has taken leaps and bounds in various facets of business such as telecommunication, IT, network, security, software and business process management, trading, interior design and architecture, healthcare, oil, gas, energy, education, defence, critical service providers and aviation. This legendary businessman has been researching and investing in technology for human transformation what is called TechKnowProcess. As he believes that the time has come for an epochal intervention in changing the paradigm of the world for good, Dr. Shafi speaks about his latest offering to the world: Banafsology and Sustainable Econometrics Processes (SEP).

Carpal Tunnel Syndrome

Most cases of CTS are of unknown causes (idiopathic). Carpal Tunnel Syndrome can be associated with any condition that causes pressure on the median nerve at the wrist which include obesity, oral contraceptives, hypothyroidism, arthritis, diabetes and trauma. Occupational risk factors of repetitive tasks (continuous use of computer), force, posture, and vibration have been cited.

Natural ways to remove pimple marks

Pimple mark is a nightmare for most of us. It can even affect our confidence.

Smt Nirmala Sitharaman: The First Fulltime Female Finance Minister

Her non-political career is as eventful as her political career. She was an assistant to Economist in the Agricultural Engineers Association in the United Kingdom. She also served as a senior manager in R&D. She was even a part of the BBC World Service team.

THE PLIGHT OF UNORGANISED WORKFORCE

When it is discussed about the topic of labour environment, only the organised sector is taken into consideration often. What is left unattended usually is the unorganised sector in which the majority of the labour population of the country resides.

CONVERTING THE ‘ABILITY TO LEARN' INTO A STRATEGIC ADVANTAGE

Learning is also not easy. It is an intellectual nightmare as what we have learnt in our past experiences, school and college are often taken as definitions and agreed upon. It is also psychologically difficult because learning points to uncomfortable truths at times. As Peter Thiel, the legendary venture capitalist says ‘brilliant thinking is rare but courage is in shorter supply’.

MEANINGFUL CONNECTIONS THAT MAKE YOUR BUSINESS

Customer is the king in any business. They are the one who decide whether you should stay in business or not. Customers pay your salaries, through the business they do with you. Keeping them happy and delighted, hence, becomes the prime priority when it comes to sustaining a business.

GOODS AND SERVICES TAX-KEY DEVELOPMENTS

The message of the government is now indeed loud and clear that strict action would be taken against all defaulters. It would indeed augur well for trade to ensure compliance with the provisions of law rather than to face the wrath of the Department. As evidenced above, the Standard Operating Procedure would indeed go a far way in the matter of best judgment assessment and deciding the fate of non-filers of various returns.

FACTS ABOUT DOWN'S SYNDROME

Down syndrome (trisomy of chromosome 21) is the most common chromosome abnormality in humans occurring in about one per 1000 babies born each year. It is typically associated with physical growth delay, characteristic facial and physical features, mild to moderate intellectual disability and poor immune function.

Audi A6

The new Audi A6 is the jack of all trades car, something you can live with every day, and will do its luxury car duties quite well. It is comfortable, it looks good and although, you don’t get another engine option, the one it comes with, works adequately well.

AFTER A DREAM RUN IN 2019, GOLD PRICES LIKELY TO PAUSE FOR BREATH

In December 2019, the US Federal Reserve Bank announced new term operations totalling $365 billion (over the two months upto January 2020), which involves ramping up the amount of temporary liquidity injections into the overnight lending markets. The Fed is to offer a total of $490 billion in liquidity via repo operations, including the $75 billion that it has already pumped in through three earlier term actions.

Tata Altroz

Vivek Venugopal is one of India’s top automotive writers with over a decade’s experience in road-testing and reviewing cars. He is currently the Editor of Quarter Mile magazine and a columnist in several leading magazines and newspapers. He is also a highly sought after consulting engineer and market analyst for many automobile manufacturers.

Never Say Never; Never Say Die : Saga Of A Valiant Survivor

There are people around us who get into this habit of trivializing depression, or giving up when life gets a bit harder.

Way Forward To Attract FDI In India

Every state in India must wake up to these facts that it is high time to make things happen by pooling all the resources and offer a workable platform to allure private investments instead of borrowing any further.

Natural Ways To Soften Lips

Do you know what the most beautiful part of your face is? It is your lips.

Sri Lanka: The Pearl Of Indian Ocean

Needless to say, owing to the decades-long civil war and political instability, the Sri Lankan economy is in a very bad state.

Diabetic Neuropathy Is Controllable

Good control of diabetes over time is the key to treating diabetic neuropathy. There is no cure for neuropathy, but keeping your blood sugar within a target range can reduce symptoms and prevent them from getting worse.

Crises–Learning For Small Entrepreneurs!

Simon Sinek, in his much watched TED talk, reminds us that there are three frames of our action - the ‘WHAT’, the ‘HOW’ and the ‘WHY’. Typically, we are guided in that sequence as well. We spend time on ‘What’ we are to do and the mechanics of ‘How’. What we neglect is the ‘WHY’! ‘Why’ is the raison d'être of our existence. It is the sole reason we are in business, our larger purpose and our objective to spend most of lives! It is like a calling rather than employment.

Fall Prevention: Why Old People Fall Frequently?

A combination of exercises, both aerobic and anaerobic, around 20 minutes a day, can reduce the risk of a fall. Strengthening the hand grip muscles is a good idea, as it helps you to grab for safety and prevent a fall. Walk, bicycle, or climb stairs to strengthen the muscles of your legs and lower body.

Banking In The Era Of AI And ML

AI is based on the premise that it can analyse all these data sources together to arrive at a sound, coherent decision. Evaluating creditworthiness is but one everyday application of AI. Technology can help monitor various alternative sources of information relevant to creditworthiness, like whether you are paying your rent and utility bills on time.

An Open Letter To Sensitize The Issue Of Marital Rape

In other sense, it is improper to put burden on men alone. This crime is too complicated. Definitely, lack of awareness is one of the prime reasons for the existence of marital rape. Even women are not correctly aware about this issue. Then, how are men supposed to be aware of?

Samoa: The Cradle Of Polynesia

The nature Goddess has blessed no country as much as she has blessed Samoa. Sightseeing is the least thing that can be done in Samoa. To enjoy Samoa rightly, its cuisine, its culture, its art, its music and its several similar gifts should be tasted. It needs lot of patience and dedication.

Serbian Beauty Wins Miss Asia Global Title

It was an amazing evening.

Required, A Paradigm Shift In India's Agriculture Policy

As any developing economy matures, there is a natural movement of workers from low productivity agriculture to higher productivity manufacturing and services sector, where wages are relatively higher thanks to the higher productivity.