CATEGORIES

Unified Pension Scheme

The Union Cabinet approved the Unified Pension Scheme (UPS) on August 24, 2024, guaranteeing 50 per cent of the salary as assured pension for central government employees.

Unlocking Financial Freedom with Freedom SIP: A Beginner's Guide

Freedom SIP is the smartest way to finance your retirement because it allows you to ride the compounding rocket to build wealth, even by investing a small monthly sum.

Asset Allocation Strategy to Safeguard Against Market Fluctuations

Invest in different asset classes, such as equities, debt, gold, etc., so that if a particular segment doesn't perform in a given situation, others will come to the rescue.

The Role of Asset Allocation in Investing

A proper mix of asset allocation that aligns with investor's goals is key to the portfolio's long-term performance and reaching milestones.

Why Retirement Planning is Crucial in Life

Retirement planning is the key if you want a financially secure life in your sunset years.

IS SENIOR HOUSING FOR YOU?

Many seniors have taken refuge in senior living facilities in their twilight years as their children have moved abroad. While that may help them ward off boredom, they often come at a huge cost

WITH OR WITHOUT INDEXATION: WHEN DO HOMEOWNERS PAY LESS?

Calculating taxes under both methods-considering inflation and property appreciation-can yield a more precise result

Flexing Its Way Across Market Cycles

Very few funds meet investors' expectations of delivering superior returns across market cycles, and HDFC Flexi Cap Fund is one of them.

WHAT IS THE IDEAL NUMBER OF STOCKS TO HOLD?

With the equity market at an all-time high, you might be tempted to ride the bull run and increase your equity holdings. But rather than basing your buying decision on the number of stocks you should own, consider factors, such as your investment criteria and proference

'If The Market Goes Down 15%, I May Buy Indian Shares'

Veteran American investor and commodity expert Jim Rogers opened up in an interview with Nidhi Sinha, editor, Outlook Money, as part of the Wealth Wizards series, to talk about his life choices, where he would want to invest now and what he thinks about the Indian market. He also spoke about why the 21st century is the century for Asia and the markets that hold promise in the continent now, besides listing silver as the commodity that he prefers currently

HOW TO REDUCE YOUR HEALTH PREMIUM OUTGO

Health insurance premiums have seen a dramatic rise in the recent years due to a wide range of factors, including rising medical inflation and the rising number of claims.

Guide To Build Your MF Portfolio

There are ‘n’ number of funds to choose from and one has to scrutinise several factors, besides just past returns, to make a bouquet of funds that best aligns to one’s goals

Self Image: Ticket To Success?

Your capacity for success will be altered according to the image you have of yourself. So, set it on the right trajectory to move to a higher level

What Budget 2024-25 Means For You

Finance Minister Nirmala Sitharaman announced a few changes in the new tax regime, while leaving the old one untouched. The government also increased taxes on long-term capital gains. We decode what the Budget means for you

Factor Investing In Mutual Funds

A blend of active and passive fund management approaches, factor investing offers diversification, but investors should ensure these factors align with their goals and risk profiles

Mistakes to Avoid in the Retirement Planning Stage

Not starting early, not looking at retirement planning holistically and not consulting a financial advisor are among the top mistakes one should avoid

Asset Allocation Is Akin To Picking A Cricket Team; Here's Why

Judicious asset allocation will enable you to generate maximum gains and achieve different goals at different intervals by effectively positioning them according to the market situation.

EMI VS SIP Debate: Which Path Aligns with Your Financial Goals?

Although EMls may seem initially manageable, the final cost can be much higher; SIPs, on the other hand, focus on capital appreciation through marketlinked investments rather than capital repayment.

Mutual Fund SIP: Tool to Make The Impossible Possible

A mutual fund systematic investment plan allows you to reinvest the interest earned into the fund, thus helping you to build a big corpus even with small contributions over the long term.

Why are Manufacturing Funds Worthy of Your Portfolio?

India's manufacturing sector greatly impacts fields like logistics and maintenance, making this thematic fund a strong addition to your investment portfolio.

How To Help Your Ageing Parents

Experts discuss how financial conversations with parents need a big dose of sensitivity, and highlighted the needs of seniors to help those caring for their parents

WHY BUYING A HOUSE IN A BANK AUCTION MAY BE A TIGHTROPE WALK

Buying a house requires quite a bit of legal dexterity with relation to paperwork, and more so when it comes to a property on auction. The prize on the other end of the tightrope could be alluring, but you will need to tread cautiously, as the valley below could be ridden with jagged rocks of possession problems lender-borrower disputes, and loan issues

Mutual Funds: Financial Friends For Life

Just as you invest on your relationships with friends, start investing in MFs and stay invested for the long term to enjoy the fruits of true friendship

'Regardless of Who Is In Power In Delhi, India Will Grow Rapidly'

Billionaire investor Mark Mobius, the chairman of Mobius Emerging Opportunities Fund, is known by many names, such as the Indiana Jones of Emerging Markets, the Godfather of Emerging Markets and the Pied Piper of Emerging Markets. A recent comic even called him the ‘Bald Eagle’. Mobius particularly likes being called the Indiana Jones of Emerging Markets, perhaps because he is known to go out of his way to find “undervalued stocks” before other investors do. In an interview with Nidhi Sinha, editor, Outlook Money, as part of its Wealth Wizards series, he spoke about his latest book that addresses the younger generation and the potential of the Indian markets, among other things.

Six Key Features Of Budget 24-25

The Union Budget 2024-25 focuses on simplification of the tax laws, ease of compliance, standardisation of capital gains tax, and lays greater emphasis on the new tax regime

Building On Macro Strengths

Budget 2024-25 builds on India’s existing macroeconomic strengths. Investors should focus on diversifi ed asset allocation and maintain a cautious stance on equity

How To Redefine Active Ageing

Vanaprastha or retirement phase of life is a time of liberation, not limitation. It is about discovering your passion, learning new things and enjoying life fully

IN PURSUIT OF HAPPINESS

We spoke to retired individuals who’ve broken the boundaries and are an inspiration to others approaching their senior years

New At 60 Again

Many seniors do not want to hang up their boots post retirement. We explore the windows of opportunity they have and the challenges on the way

Will The Bull Run Continue In Modi 3.0?

After a decade, a coalition government is back in power. What does that mean for stock market investors?