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Planning For An Early Retirement? Know The Basics To Reach The Distant Goal Comfortably

Retirement Planning

Here's Why To Have A Financial Plan In Place Before You Start Investing

The stock market is booming, and the equity mutual fund investors are witnessing a steady rise in the NAV of their schemes. On the back of long- term potential of equities and a promising growth scenario for the Indian economy, the investors today seems to be all set to create considerable wealth over the years.

MUTUAL FUND NEWS

News Update

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Financial Planning

INSURANCE NEWS

News Update

Know more about the various types of health insurance plans before you buy them

Buying of health insurance plan has emerged as one of the biggest risk mitigating tool in the recent times. With hospitalization cost running into a few lakhs for treatment of Coronavirus, the need for adequate health insurance coverage is rising.

Outlook on Equity & Sectors

On back of continued improvement in mobility and sharp increase in Covid-19 vaccination rate with almost 47% of adult population having taken one dose as at end of September 2021 (36.4% end of August) and 17.2% of population vaccinated with two doses (10.8% end of August end) economic activity has maintained its momentum.

Why target maturity funds are a good choice today

Earlier, investors who wanted to put their money in a debt fund for a specified period and lock in the existing rate of return opted for fixed maturity plans (FMPs). TMFs could largely replace FMPs in the future as they enjoy many advantages over the latter.

Questions Which Are Keeping Equity Investors Awake At Night

Markets have scaled newer heights without any meaningful correction. The last 1000 points on Nifty 50 index were added in just 19 trading sessions. Both, a perceptible disconnect with the ground realities and the pace of the rise have raised many questions in the minds of investors.

Save For Your Long-Term Goals With These Investments

To meet your long-term goals, you need to have a judicious mix of investments in your portfolio. Such investments need to be across various asset classes such as equities, debt and even gold.

How Mutual Fund SIP Helps You To Buy A Home Even With Small Savings

If you are looking to save through mutual funds and own a piece of real estate property, the good news is that it is very much possible. After all, one of the most important big-ticket goals for most of us is owning a piece of real estate that we can call our home.

MYTHS & FACTS

BNP Paribhas Mutual Fund

Buying health insurance plans has gained importance during Covid-19 pandemic – Here's why

From the financial point of view, Covid-19 pandemic has brought the much-needed focus on health insurance coverage. Covid-19 has clearly outlined that you need health insurance policies with adequate coverage for all members of the family – from a newborn to the senior most family member.

Ask the Expert

Q. Dear Sir, My age is 36 years, and I am working in IT department of a private sector company. Please suggest how should I allocate my savings for tax saving section u/s 80C of Rs. 1.5 Lakhs. -Sunil Mathur, Gurgaon

Should you invest in a Fixed Maturity plans?

Fixed Maaturity plans (FMP) are closed-end debt mutual funds that have a specified tenure. They invest in fixed-income securities that mature at around the same time as the fund.

MUTUAL FUND NEWS

News Update

INSURANCE NEWS

Title insurance and surety insurance to be introduced soon

Water: The Elixir of Life

Scientists say water is the medicine that prevents & cures all major diseases:

Understand Balanced Advantage Fund's Strategy Before Investing In It

One category that investors can turn to during these times, when the equity market is touching new highs—the Sensex recently crossed the 56,000 mark in intraday trading—is balanced advantage fund or dynamic asset allocation (BAF/DAA) fund.

When Investing In An ETF, Pay Heed To Liquidity

More sophisticated ones may also consider its tracking error.

What Should Mutual Fund Investors Do When Market Senses Correction?

The major stock market indices are looking a bit shaky near their all-time highs.

Importance Of Critical Illness Health Insurance Plan During Covid-19 Pandemic

Covid-19 pandemic has brought the focus on buying adequate health insurance coverage for self and family. While the hospitalization costs are running into a few lakhs of rupees, the post recovery process is also showing matters of concern.

A Doctor Within You: Your Immune System

The fact that you survive is due to your immune system—a fascinating network of chemicals and cells that protect your body.

“We are currently witnessing a triveni sangam of money, market sentiments and fundamentals” -Nilesh Shah

Nilesh Shah is Group President and Managing Director of Kotak Mahindra Asset Management Company Limited. Nilesh was part of the team that has received the Best Fund House of the Year Award at all the mutual funds where he worked viz. Kotak MF, ICICI Prudential and Franklin Templeton over last three decades. Nilesh is Chairman of Association of Mutual Fund in India (AMFI), Member of Mutual Fund Advisory Committee (MFAC) and a part time member of the Economic Advisory Council to the Prime Minister. Nilesh was featured in Top 50 People of India by India Today for CY 20.

Know about fund options and pension fund managers before investing in NPS

The National Pension System (NPS) is a defined contribution retirement savings scheme, managed by the PFRDA and comes with several features and quite a handful of options.

Know The Essential Things About Investing In Equity Mutual Funds

Both, new and existing equity mutual fund investors start investing to save for their long-term goals. What they need to be aware of is that the volatility is a part and parcel of the stock market and returns may keep fluctuating over time. However, when held for long period, the NAVs are seen to drift upwards thus delivering a return higher than what other assets give.

How Should You Build Your Debt Mutual Fund Portfolio Now?

For the past several years, interest rates within the economy have either come down or remained stable. But, experts believe that interest rates have bottomed out now and could well travel in the upward direction in the near future. Therefore, the investment strategy in debt funds that worked very well in the past is not likely to work in the future.

What makes child insurance plans a unique investment option for kid's education – Find out

Covid-19 has impacted the school and study schedule of kid’s big time. But, that does not mean their long-term education plans and higher studies may see the same fate. Your planning towards higher education should be crystal clear as far as the course and the financial support that the child needs when they grow up.

Retiring Soon!

Here’s a guide to help you plan your finances for a comfortable retirement

Through the Lens – Fixed Income Outlook

Due to the second wave of Covid-19, rate hike expectations have been pushed into next financial year provided we do not have a severe third wave and we are able to vaccinate majority of the population. The RBI governor has indicated that premature withdrawal of accommodative monetary policy stance can reverse the trepid growth momentum which has built up in the economy.