CATEGORIES

Bucketing Strategy

The rich cultural heritage of India is visible in the omnipresence of Forts across the Indian landscape. These structures reflect a larger-than-life style of living of India's richie rich. Even after centuries, this craze for physical asset prevail.

The Importance of Building Trust in Client Relationships

A successful engagement begins with recognizing the client's stage in life and the challenges they face. This empathetic approach sets the groundwork for providing tailored advice rather than a generic sales pitch.

The Fail Proof Model to Achieve your Financial Goals

Most of the Financial Goals fails because LACK OF DISCIPLINE strategy to achieve it. There is a say that, PEOPLE MAY FAIL BUT STRATEGY or PROCESS WON'T. Any goals with DISCIPLINED STRATEGY can increases the success rate of achieving by 90%.

The Evolution and Future of the Global Mutual Fund Industry

The global mutual fund industry has seen significant transformation over the last decade, driven by various factors such as technological advancements, changing investor preferences, regulatory reforms, and the rise of sustainable investing. These shifts have had profound implications on the mutual fund industry in India, where the market has experienced rapid growth.

Focussing on Attitude, Skill and Knowledge

One must consult a successful person in the field and walk the path. Repeat the success formula which worked for a person you can follow. Have mentors and coaches in life and the journey will become better and enjoyable.

Current Trends in Mutual Funds

Systematic Investment Plans (SIPs) have become one of the most popular investment strategies among Indian retail investors, offering a disciplined approach to wealth creation. SIPs allow investors to invest a fixed amount regularly (usually monthly) in mutual funds, thus averaging out the cost of investment and mitigating the impact of market volatility.

Key Regulatory Frameworks and Guidelines for Mutual Funds in India

The mutual fund industry in India has grown significantly over the years, making it a popular investment vehicle for retail and institutional investors. The regulatory environment has played a crucial role in fostering trust and transparency in the industry.

Introduction to Mutual Funds

Mutual funds have become one of the most popular investment vehicles globally, providing investors with a diversified, professionally managed, and relatively accessible means to grow their wealth. This article delves into the history and evolution of mutual funds, both globally and in India, and offers an overview of the various types of mutual funds available today, highlighting their unique characteristics and suitability for different types of investors.

EMBRACING SUSTAINABILITY: THE RISE OF GREEN MARKETING IN THE MODERN BUSINESS LANDSCAPE

Marketing is a great tool to increase awareness of one's product or service as well as establish oneself as a trustworthy and reputable brand in a chosen field.

RISK IN BANKING: AN INEVITABLE THING THAT NEEDS TO BE MITIGATED NOT AVOIDED

As we all know that the banking is a business of trust where we are dealing with public money with utmost care and earn the profit which makes the bank afloat. Risk is involved in every business decision of banking be it fund based decision, Non-fund-based decision, Financial decision or Non-financial decision.

ADDRESSING CLIMATE RISK IN INDIAN BANKS: STRATEGIES FOR MITIGATION AND RESILIENCE

The financial sector faces a dual challenge: recalibrating operations and strategies to support the green transition while bolstering resilience against the increasing vulnerability to adverse climate events.

GROUP INSOLVENCY FRAMEWORK - AN EAGERLY AWAITED AMENDMENT TO THE INSOLVENCY AND BANKRUPTCY CODE (IBC).

Abstract: Insolvency and Bankruptcy code (IBC) was introduced in 2016 to provide for a robust and efficient insolvency ecosystem in India. At present, the insolvency regime takes up insolvency proceedings on individual entity basis i.e. each corporate debtor is treated as an individual entity and resolution is done accordingly.

HOW ROBOTICS IS CHANGING THE FACE OF INDIAN BANKING: AN IN-DEPTH ANALYSIS

Introduction - The banking sector is the backbone of any economy, and in India, it has been witnessing significant transformations driven by technological advancements.

Exim Bank transfers Rs. 252 crore balance of profit to Gol

Ms. Harsha Bangari, Managing Director, Export-Import Bank of India (Exim Bank/the Bank), presented the transfer receipt of Rs. 252 crore to Hon'ble Minister of Finance and Corporate Affairs, Smt. Nirmala Sitharaman, representing the balance of net profit for the financial year ended March 31, 2024, transferred to the Government of India.

Indian Bank observes International Day of Yoga

Indian Bank, observed the 10th International Day of Yoga with the central theme, 'Yoga for self and society'.

India Exim Bank opens its East Africa representative office in Nairobi, Kenya

Export-Import Bank of India (India Exim Bank) on May 31, 2024, inaugurated the East Africa Representative Office in Nairobi, Kenya in the gracious presence of H.E. Dr. Musalia Mudavadi, Prime Cabinet Secretary and Cabinet Secretary for Foreign and Diaspora Affairs, Republic of Kenya; Dr. Vivek Joshi, Secretary, Department of Financial Services, Ministry of Finance, Government of India; H.E. Ms. Namgya C. Khampa, High Commissioner of India to Kenya; and Ms. Harsha Bangari, Managing Director, India Exim Bank.

TACKLING TRADE-BASED MONEY LAUNDERING IN THE MODERN FINANCIAL LANDSCAPE

If we inquire informally among a group of bankers about familiarity with terms like a Letter of Credit (L/ C), Bill of entry (BOE), or Buyer's Credit, only a few might possess this knowledge. This introduces us to the intricate world of trade finance-a realm filled with unique terminologies and practices, characterized by its complexity and specialization.

CHALLENGE OF NPAS IN THE INDIAN BANKING SECTOR

India has a long history of venerated banking system of over 200 years, in which banks have been playing a pivotal role in making financial sector strong and viable through sustainable pace of economic growth. Banking System in India is diverse and encompasses commercial banks, regional rural banks, urban cooperative banks, and primary agricultural credit societies. After independence, several changes have taken place in the banking sector right from government monitored policies to the breezing liberalized world of post 1991 period.

FROM CONCEPT TO REALITY: LARGE ACTION MODELS (LAMS) AND THE EVOLUTION OF AI

Introduction - In the rapidly evolving landscape of artificial intelligence (AI), a transformative paradigm shift is underway with the emergence of Large Action Models (LAMS). These cuttingedge AI systems represent a monumental leap forward from their predecessors, Large Language Models (LLMs), by imbuing AI with the capability not only to understand language but also to execute complex tasks autonomously.

INVESTIMENT OPPORTUNITIES IN DIFFERENT ASSET CLASSES

\"Don't Put All Your Eggs in One Basket\".

EMPOWERING ACCESSIBILITY THROUGH AI IN BANKING: REVOLUTIONIZING ASSISTIVE TECHNOLOGIES

Introduction - Artificial intelligence (AI) is the field of computer science that aims to create machines and systems that can perform tasks that normally require human intelligence, such as perception, reasoning, learning, decision making, and natural language processing.

PHISHING- A SOCIAL ENGINEERING TECHNIQUE AND WAYS TO DEAL WITH IT

In this era, where we are in a world which can't be imagined without use of technology in all facets of banking, the biggest challenge that needs to be addressed is various social engineering techniques used with mala fide intention, which costs people their hard earned money. There are various ways in which social engineering techniques are used to cheat people like phishing, baiting, spoofing etc.

World MSME Day: HDFC Bank Empowers MSMEs with Special Knowledge Sessions

Ahead of World MSME Day, HDFC Bank started an exclusive campaign for Micro, Small and Medium Enterprises (MSMEs), to provide an impetus to businesses in deeper geographies. The campaign aims to spread awareness on various banking products and services, government policies for MSMEs and encourage them to adopt digitisation in their business dealings.

ICICI Bank introduces 'SmartLock', a unique safety measure on iMobile Pay

ICICI Bank announced that it has launched 'SmartLock', a unique safety measure to enable its customers to lock/unlock A multiple banking services instantly, without seeking the help from a customer care executive through phone or e-mail.

BURNOUT AT THE INDIAN BANKS: BREAKING THE CYCLE OF STRESS

The Indian banking landscape is undergoing a period of significant transformation. Mergers, acquisitions, rapid technological advancements, and an increasingly competitive environment are driving growth in the sector.

Financial Services in Free Trade Agreements

India Exim Bank organised a workshop on “Financial Services in Free Trade Agreements”.

HDFC Bank introduces PIXEL: A new generation of Digital Credit Cards

HDFC Bank announced the launch of ‘PIXEL’ – its first end-to-end mobile app-based customisable, DIY digital card range designed for Digital Natives. PIXEL is tailored for a generation characterised by digital fluency, unique preferences, and distinct financial behaviours.

ICICI Bank enables NRI customers to use international mobile number to make UPI payments in India

ICICI Bank announced that it has enabled NRI customers to use their international mobile number to make UPI payments instantly in India, thereby significantly enhancing their convenience of making everyday payments.

Karur Vysya Bank opens its 840 th Branch at Ayodhya

Karur Vysya Bank (KVB) inaugurated a new branch at Ayodhya today. This is the 840th Branch of the Bank. Dr. Meena Hemchandra, Chairperson, Karur Vysya Bank inaugurated the Branch. Ayodhya is the 7th Branch of the Bank in Uttar Pradesh and the 35th Branch in the Delhi Division of the Bank.

ROLE OF 5G IN ACCELERATING DIGITAL TRANSFORMATION IN THE BANKING LANDSCAPE

The emergence of 5G technology presents a transformative opportunity for the banking industry.