For credit cards
Great news: There’s a growing trend among financial companies to eliminate late fees as a way to help their customers save money. For example, the installment payment service Affirm (Affirm.com) doesn’t charge you for past-due payments. And PayPal (PayPal.com) has recently eliminated late fees when you use their “Pay in 4” or “Pay Monthly” installment payment plans. Also great? More credit card issuers have been nixing late fees for cardholders, including Apple (Apply. AppleCard.Apple), Citi Simplicity (Citi.com/creditcards/citi-simplicity-credit-card) and Petal 2 (PetalCard.com/petal-2). To find more no-late-fee credit cards, visit Bankrate.com/finance/credit-cards/ best-credit-cards-with-no-late-fees.
For personal loans
Need to make an expensive purchase (say, dental work) and worry that your current credit card’s high-interest rate will lead to a monthly charge that’s too difficult to cover? There’s a new kind of low-interest personal loan that’s offered by the banks LightStream (LightStream.com) and SoFi (SoFi.com): It doesn’t charge late fees!
This story is from the April 24, 2023 edition of Woman's World.
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This story is from the April 24, 2023 edition of Woman's World.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 9,000+ magazines and newspapers.
Already a subscriber? Sign In
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