CATEGORIES

Stimulus Package: SME STOCKS READY TO BOUNCE BACK?

For the investor, the best way to judge the impact of the government’s ₹3 lakh crore stimulus package for Micro, Small and Medium Enterprises (MSMEs) is to look at the movement of the stock market and the effect on mutual funds. These industries have a major role to play in not just generating huge employment but also as a major exporter and a supportive ancillary sector for big industry. The new push towards self-reliance and reduction of import dependence under the Atmanirbhar Bharat Abhiyan has given them an entirely new role. If the strategy works, there is no reason why the stock market particularly the small and mid-cap shares, which represent the MSME sector, won’t cross the past levels. But business models and management strategies are bound to see some remarkable transformation in the COVID-hit universe, and this would have a wide-ranging impact on both profitability and investor returns. But there are many challenges that require greater attention than the government’sn liquidity led revival program. Industrial revival requires sharp up gradation in technology, wide-ranging infrastructure development and a strong drive for skill development among workers. These issues remain to be addressed. If handled well, they will do good for the investors and the economy as a whole.

More Means Less In MSME Mess

Without robust and healthy MSMEs the economic and business skeleton of the nation can come crashing down

NRIs May Drive India's Realty Revival

Subdued property rates, falling rupee and abysmally low interest rates are making realty a lucrative choice for NRIs

How To Deal With The Bear Hug

Defer some financial goals or take loans and diversify existing portfolio but avoid exiting in the red

Millennials And The Gold Melting Pot

Sharp market corrections are making gold funds a lucrative choice for the young investors

Govt's Credit Plan Needs To Be Expanded

While units worth ₹250 crore turnover are now MSMEs, yet credit line is not available for units exceeding ₹100 crore turnover

Environment Funds May See A Surge

The world post COVID-19 is likely to see a paradigm shift. We may soon see sustainability and responsible investment gaining importance in the asset management industry

Fintechs Strike Gold As Digital Life Grows

There is a sudden surge of demand for using these app-based financial platforms post pandemic

Border Clashes Can Hit Funds Flow, Market Mood

Hemang Jani, Head - Retail Equity Strategist of Motilal Oswal Financial Services tell Saibal Dasgupta and Himali Patel about the serious impact that India-China conflict would have on market sentiments

The New Normal During COVID-19

The way insurance sector works is changing, giving way to digital assessment, surveys and delivery

How To Survive A Salary Cut Or Job Loss

Do not take hasty decisions and review financial goals and plans regularly, say experts

New World Order Post COVID-19

Everything we do is going for a transformation that was never envisaged before

Know The Risks In Debt Mutual Funds

It is better to understand the nature and play safe while investing in these debt instruments

Paradise Often Evicts Plebeians

Certain types of mortality rates are excluded by term insurance plans

Gather The Rosebuds Right Now

If you are planning to buy a residential property, now is the best time to do so

INVEST SMARTLY KEEPING A LONG TERM VIEW

The pandemic has highlighted that investment rules like asset allocation and diversification should be strictly followed

Digital Payments, The Need Of The Hour In This Pandemic

The government is actively pushing people to adopt digital payments at present. If earlier, it was for convenience, now with social distancing amid the COVID-19 crisis, it has become mandatory, says Dilip Asbe, MD & CEO, NPCI in a freewheeling interview with Arindam Mukherjee. Edited excerpts:

Digital Payments And The New Normal

COVID-19 has given further push to adoption of digital tools, avoiding handling of cash

Bleak Expectations Of A Revival

Is Prime Minister Narendra Modi’s Atmanirbhar Bharat package a baggage for the stakeholders?

Jobs Are At Risk But All Is Not Lost

With extended lockdown, hiring freeze, salary cuts and job losses, some sectors will be badly affected

Investing In The Times Of Covid-19

Avoid any speculative investment and add diversification to your portfolio for better returns

Tomorrow Is Going To Be Yet Another Day

Myriad repercussions might redefine India’s startup ecosystem in a post pandemic world

Resolving The Installment Dilemma

Think carefully before you opt for any loan moratorium as it would only lead to a higher liability

Trapped In The Whirlwind Of Adversity

With every passing day, the global agencies portray a grim GDP forecast for India for FY21

Salt Away Shillings For Rainy Days

Quick look at certain thumb rules to ensure financial readiness during emergency

Cushioning Impact Of Rate Cuts

Tweak your investment strategy, invest in liquid schemes and opt for Systematic Transfer Plans

Making Millennials Creditworthy

ZestMoney is helping people avail loans despite a low or no credit score

Eternal Money Lessons From Life AJAY BAGGA

It would be a huge achievement if you have clarity about the value for money

Building A Successful Wealth Creation Strategy

Industry stalwarts share their insights on long-term goals to protect against the downturn

Covid-19 Paralyzed Economy?

Long-term investors should buy into extreme bouts of volatility