CATEGORIES

Prepaid Transit Instruments

The Reserve Bank of India (RBI) has recently introduced a measure aimed at simplifying payment methods for commuters across various public transport systems.

A GUIDE TO WARREN BUFFETT'S STOCK PICKING STRATEGY

When it comes to the world of investing, one man shines like a beacon above everybody else-Warren Buffett. Even now in his 90s, his annual letters and address to Berkshire Hathaway shareholders are eagerly awaited by shareholders and others alike. We dwell upon his investing philosophy in the Indian context and pick out a stock from the Nifty 500 list that fulfils his criteria of quantitative screening and shortlist one that you might find want to consider

STAY A STEP AHEAD OF CANCER

Breast, cervical, and ovarian cancer are the most common types of cancer that affect women and see the highest number of insurance claims. Prevention and a health cover can help you fight the disease

ON THE ROAD TO BEING A LAKHPATI

Life in the rural hinterlands of India is tough, but several self-help groups are trying to make a difference to how rural women earn their livelihoods. The government's Lakhpati Didi scheme, which found a mention in the Interim Budget speech by Finance Minister Nirmala Sitharaman last month, is another ray of hope for women to start something of their own. Outlook Money spoke to women across five states-Assam, Uttar Pradesh, Jharkhand, Bihar and Chhattisgarh-to understand how they are striving to bring about a change in their lives

Tax Saving Options: Look For The Best Fit

There are various tax-saving options available in the market for those who are sticking to the old tax regime. But your best bets are the ones that find a place in your overall financial plan. We have strategies to help you choose the tax regime and the products that are right for you

Can You Youtube Your Way To Regular Income?

It's not uncommon to come across individuals aspiring to make YouTube videos and earn a living through them. On the face of it, that may sound simple, but it needs single-minded focus and a lot of effort before it becomes lucrative for you

What 2024 Holds For Debt MFs

There are expectations that Reserve Bank of India RBI) will cut interest rates in 2024, following the US and Euro zone rate cycle reversal

'India Is On The Cusp Of Unprecedented Economic Expansion'

The Indian economy is on a roll. Stock markets are at an all-time high, while last year, for the first time, corporate India's return on equity (ROE) overcame the US RoE number. Bharat Shah, executive director, ASK Asset and Wealth Management group, in an interview with Kundan Kishore, Deputy Editor, Outlook Money, sheds light on where India stands in terms of value creation opportunities. Edited excerpts:

'Exchange Of Data Can Change Digital Game In The Future'

Digitisation has touched all industries, and the insurance sector is not far behind. We saw many changes after Covid, but it's time to understand the next step in this journey now. Tapan Singhel, CEO and MD of Bajaj Allianz General Insurance, in an interview with Nidhi Sinha, Editor, Outlook Money, spoke about how digitalisation can enable the interchange of data to develop capabilities that can benefit customers and save millions of lives. Here are the edited excerpts from the interview.

Stay Aware Of Your Recency Bias

LARISSA FERNAND writes on the mindset of investors and their relationship with money

Push To Infra, Green Energy, Innovation

The market's reaction to the Interim Budget was expectedly neutral. However, there were some announcements that are likely to have a long-lasting effect. The government's emphasis on infrastructure spending, green energy and innovation, including inviting the private sector to participate, will boost these sectors

Status Quo: Govt's 10-Year Report

The FM referred to income tax reforms such as the new simplified tax regime, filing of updated tax returns, introduction of Form 26AS, prefilling of tax returns, and more

Section 80C: Hoping For More

There isn't much in the offering for taxpayers when it comes to Section 80C benefits. For long, the limit has remained fixed at ₹1.5 lakh, though average income has grown manifold

IN THE INTERIM

In keeping with the convention, the Finance Minister announced no changes to the tax slabs or rates. All eyes are now on the upcoming general elections and the Union Budget later this year

Why Is It Important To Start Planning For Retirement Early?

Retirement planning works in your favour if you start early. The monthly investment required to build the desired corpus will be much smaller because a longer term will allow the money to compound

'Watch For Auto, Rural Consumption Sectors In Election Season'

The market has been on a roller coaster for most of 2023. But in December 2023 when the Sensex crossed the 70,000 mark, it brought a welcome positive end to the year.

Insurance Policies, Surrender Process Need To Be Simpler'

After taking over the reins of ICICI Prudential Life Insurance as CEO and MD in June 2023, Anup Bagchi has been heard talking about making life insurance simpler, which is a big positive for policyholders. In an interview with Nidhi Sinha, Editor, Outlook Money, he talks about how simplifying insurance will help people buy the right product, curb mis-selling and reduce the possibilities of early surrender. Edited excerpts:

Why ELSS Still Merits A Place

ELSS can create wealth in the long run due to its equity component. But the new tax regime could dent its popularity as investors use ELSS for tax-saving rather than for investment

How Ulips Compare With MFs

It's generally accepted that Ulips are not as investor-friendly as mutual funds. They allow no easy exit, and have relatively higher charges than MFs

GAMES AGENTS PLAY TO MIS-SELL ULIPS

Some distributors and agents use spiels such as promising returns comparable to mutual funds to emotional manipulation to mis-sell Ulips. Here's how to watch out for the red flags

LEMONADE FROM LEMONS

Lemon Tree Hotels is India's largest hotel chain in the mid-priced hotel sector.

PROFITABLE TRADER

IndiaMART stands as India's premier online business-to-business (B2B) marketplace.

ENGINE DRIVE ON A ROLL

Harsha Engineers is the largest manufacturer of ball bearing cases in India, supplying to each of the top six global manufactures of bearings.

The Hunt For Value

Indian equities are thriving amid a robust economic upswing as the country heads into an election year, which could unveil untapped for investors opportunities

How To Teach Money Concepts To Children

In a recent webinar, experts said having conversations and applying innovative ways can help teach children about money concepts

Take the 31-Day December Challenge to Reset Your Financial Life

As the New Year is on its way, it's time to reset your money habits and chart a new path towards financial success.

WHY DEBT ASSETS MATTER

Investing in debt assets cannot be ignored in the process of retirement planning, as they balance out the risk that equity-oriented instruments may carry. The key is to achieve the right asset allocation

Gifted Or Earned, It's Your Money

We often tend to splurge money we receive as a gift, and spend judiciously when it is earned. But money is just a tool and is not supposed to have labels attached to it

Keeping It Largely Stable In Stress

Large-caps provide stability, liquidity, especially in times of stress when mid-and small-caps may find it difficult to deliver. This is what makes them a safe bet for most investors

Know Your Hybrid Funds

Pure play equity and debt funds are staple, but you could also invest in a hybrid fund from the six categories defined under the Securities and Exchange Board of India regulations