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"IMS Unison University differentiates itself in the Indian higher education landscape through a strong commitment to quality education, a personalized student experience, and a modern, industry-relevant curriculum."

About Dr Anil Subba Rao Paila

IRDAI Corner

Insurance Regulatory and Development Authority of India (Insurance Fraud Monitoring Framework) Guidelines, 2024

Is SIP Always the Best Option? A Look into Lump-Sum vs SIP During Volatile Markets

SIP is a method of investing a fixed amount at regular intervals, typically monthly, into a mutual fund. It allows investors to buy more units when prices are low and fewer when prices are high, a process known as rupee cost averaging.

International News

Growing demand in Europe: Munich Re remains disciplined while further expanding

Insurance Caselaws

The Himachal Pradesh State Commission orders Oriental Insurance Co. to pay Rs. 7.9 lakhs for repudiating an insurance claim solely because of delayed notification.

How various insurtech startups are addressing the challenge of low market penetration in the Indian Life insurance sector

India's life insurance sector, despite being one of the largest markets in the world by population, faces a significant challenge in terms of market penetration. With a penetration rate hovering around 3% of GDP, it's clear that a vast majority of Indians remain either uninsured or underinsured.

Exclusion clauses in Insurance Contract: Enforceability and Interpretation

The terms of the insurance contract require strict construction without eschewing or adding the words in the contract. However, insurers are exempted from any liability where the loss is attributable to an excluded peril specified in the exclusion clause or not mentioned in the covered causes/perils/risks/loss.

Risk Management 2.0 in the new Gen Z Milieu

I notice that the world has significantly changed over the last five years due to black swan events (like Covid-19), geopolitical upheavals affecting supply chains (like situation in Middle east and Eastern Europe) and tech advances (like Al, robotics) have reshaped the risk landscape. Risk professionals must now adapt faster than ever to navigate these disruptions to ensure business resilience.

Legal News

The Supreme Court announced the launch of a new webpage on its official website providing summaries of landmark judgments.

ICICI Bank partners with PhonePe to offer instant credit on UPI

ICICI Bank announced that it has partnered with PhonePe to offer instant credit on UPI to its pre-approved customers on the app of the digital payments company.

Strategies for Mutual Fund Retail Investors during market downturns

When stock markets experience a decline, mutual fund investors often face a sense of insecurity and apprehension. The volatility can lead to impulsive decisions, which, rather than securing financial health, may impair long-term investment objectives.

Big Data in Banking: Analysing its Role, Advantages and Challenges

Globally Inflation started rising post April 2021 and went above the target range set by most of the Central Banks. It had remained low and dormant for a substantial duration since the global financial crisis. CPI inflation in developed countries such as US, UK and Euro zone, began to exceed their traditional target of 2% and continue to stay at these elevated levels till recent time.

Right Notice Period After The Resignation

THE GREAT RESIGNATION, a global phenomenon, has also affected India, where many people have chosen to leave their jobs in large numbers. It has ignited debate, with attention paid to its underlying causes.

The Wedding & Budget: Is Minimalist Trend The Right Knot For You?

Indian weddings are known for their pomp and grandeur, but minimalist weddings are also in vogue now. Dia Mirza was one such celebrity who went for a minimalist wedding. If you also want to keep things minimal on your big day, here’s how to do it

Invest Right, Don't Speculate

The lure of high returns and quick gains from equity tips, cryptocurencies, and equity F&O can be enticing. But remember, return of capital is more important than return on capital

How Passive Funds Help Diversify

Passive funds provide a simple way to invest in broad markets as well as in specific themes and sectors, making them ideal for an investor's satellite portfolio

The Rise Of Passive Funds

The popularity of passive funds among retail investors has risen post Covid, and fund houses are out with many variations of ETFs and index funds. Does this category present a new opportunity for investors?

PLANNING TO BUY CHILD INSURANCE? THINK TWICE

Child insurance plans combine insurance and investment but often offer low returns due to high costs, making a combination of a term insurance cover and mutual fund a better option for securing your child’s higher education needs

Avoid Crypto As It Is Highly Volatile

I am 22 years old and have recently started working. I want to invest a small portion of money in cryptocurrency. How should I go about it? Does it require a huge capital investment?

Gold ETFs And FoFs

While Indians love to invest in physical gold, even mutual funds offer the option, but in paper format.

'IAF AIMS TO BE AN AGILE AND ADAPTABLE AIR FORCE'

On the occasion of the 92nd IAF Day, Jayant Baranwal, Editor-in-Chief, SP's Aviation spoke extensively to Air Chief Marshal A.P. Singh, Chief of the Air Staff, on a range of subjects concerning the Indian Air Force

INDIA'S QUEST FOR INDIGENOUS JET ENGINE REMAINS AT THE THRESHOLD

While the Ministry of Defence (MoD) has denied the reports to impose penalties on GE over the delays of the F404 jet engine, India's quest for the indigenous jet engine remains at the threshold in search of its IPs and tech

"WE FORESEE POTENTIAL SUPPLIERS ACROSS DEFENCE, COMMERCIAL AVIATION AND EXECUTIVE JETS BUSINESSES GIVEN THE ADVANCE AEROSPACE ENGINEERING CAPABILITIES IN INDIA."

In an exclusive interaction, Frederico Lemos, Chief Commercial Officer, Embraer Defense & Security speaks with Jayant Baranwal, Editor-in-Chief, on a range of subjects concerning their increased global footprint, especially on expanding their partnership with India

SHOWCASING POWER OF COLLABORATION

Exercise Tarang Shakti, India's largest multinational air exercise aimed at enhancing interoperability and strengthening operational capabilities, also demonstrated India's growing stature in global military and defence production

KEY ELEMENTS OF SAF (SUSTAINABLE AVIATION FUEL)

With SAF being constantly pushed as a panacea, a reality check is essential. The journey to achieve net zero by 2050 will in truth be long, arduous and terribly expensive. Success is by no means assured without urgent measures.

INDIA AND US SIGN GA'S MQ-9B PREDATOR DRONES; AGREEMENT ON ESTABLISHING MRO FACILITY IN INDIA

General Atomics Predator Drones represents a pivotal asset for India's defence capabilities, particularly in enhancing ISR and strike capabilities

LOCKHEED CONSTELLATION: "CALL ME CONNIE!"

In October 1961 the IAF's No. 6 Squadron \"Dragons\" added nine retired Air-India International Super Constellations to its fleet. Seven of these were modified for Maritime Reconnaissance. Two Super Connies served as freighters or troop carriers.

LCA MKIA DELAYED, MRFA ON SLOW MODE - IMPLICATIONS FOR IAF

The IAF is currently operating at around 30 squadrons, well below the authorised strength of 42 squadrons, and defence analysts recommend 50 squadrons to handle a two-front conflict

A BOLDER APPROACH TOWARDS BUILDING CAPABILITY INDIGENOUSLY - AIR CHIEF MARSHAL A.P. SINGH

The annual press day by Chief of the Air Staff Air Chief Marshal A.P. Singh was a testament to the Indian Air Force's strategic vision for modernisation and self-reliance

CZECH REPUBLIC ORDERS TWO EMBRAER C-390 MILLENNIUM MULTI-MISSION AIRCRAFT

The Czech Republic becomes the fourth NATO member to acquire the C-390 Millennium