CATEGORIES

'I am a perennial bull on small and mid caps'

R Srinivasan, CIO - Equity at SBI Mutual Fund and the chief architect of SBI Small Cap Fund's dream run, is an interviewer's dream. Unlike many folks in the industry, he is comfortable tackling the most unpleasant of questions. There's also the fact that he is one of the few fund managers in the industry who has made his name by using the bottom-up approach to choosing stocks (a style of stock selection that focuses more on the company stock and less on market cycles). \"I am not much of a macro expert,\" he tells us matter-of-factly. This streak of honesty carries through the rest of the conversation as he talks about his stock holdings, market valuations and the small-cap universe.

The best advisor

Many investors need some sort of financial help to achieve their goals. Fortunately, you already know the advisor who can help you out.

How to surrender your life-insurance policy

Life insurance is among the most mis-sold products. Here's which type of life-insurance policies you should have and how to exit the undesirable ones.

Mind your expenses

More than the quantum, it's the way expense ratios are configured which needs a rethink

Don't Lose Sight Of Blockchain

Cryptocurrencies may have lost their sheen in 2022, but the blockchain technology that powers them still holds a lot of potential for our future

Right Time For Global Diversification?

With fallin global indices, it’s time for investment bevond Indian shores. But only for the long haul.

Ten Commanments For A Peaceful Retirement

Being a retired person, Sujatha Rao shares some valuable lessons she has learnt along the way for enjoying the evening of one's life

Should You Buy Property In 2023?

It always pays to invest in your own house. But if you are looking at realty as an asset class. commercial property, REITs and fractional ownership may be the way out.

How ELSS, NPS And ULIPs Help Investors To Meet Long-Term Goals And Also Save Tax

It’s never too late to take advantage of tax-saving strategies and reduce your tax obligation.

Should You Buy A House Or Rent One?

You probably have read a number of articles on how renting a property is better than purchasing one.

Where To Invest In 2023

The year 2022 was a unique one where both bears and bulls had their chances. With BSE Sensex threatening to close in negative returns for CY22 after several years of delivering positive returns, investors are adopting a cautious stance on markets for CY23.

Uncovering the ineluctable value of Life Insurance for our loved ones!

The current edition of FINtastic Talks- SEASON-2 showcases Mr. Sanjiv Bajaj, Jt. Chairman & MD, Bajaj Capital, in conversation with Mr. Satishwar Balakrishnan, MD and CEO at Aegon Life, decoding the need and importance of life insurance in our life.

National Pension System (NPS) How it works, tax benefits and other key details

In recent years, NPS has become more popular with investors.

ASK THE EXPERT

I hope the answer to your question will be found useful by many readers. The first thumb rule which everyone should remember is that you must strive to save at least 30% of your gross income every month.

Why investors should take exposure to passive funds

The S&P Indices versus Active Funds (SPIVA) report for mid-2022 is out. The report once again highlights what has been known for some time – that active mutual funds are struggling to beat the benchmarks.

Turbo STP (Systematic Transfer Plan)

Buying Low and Selling High has been the most investors across the world want to do. Often investors ask - Is it truly possible to optimise the cost of purchase? A systematic transfer plan may have the potential to do so.

Insurance News

Insurance companies - life, non-life and health are now a part of RBI's Account Aggregator (AA) system, which is a financial data-sharing framework built for investors and regulated financial entities.

Reasons to believe that it is going to be India’s century

State of economy

Water: The Elixir of Life

lifestyle planning

Planning your Retirement with Freedom SIP

Thinking of building a retirement corpus? In a world where asset prices are increasingly turning volatile and hard to predict on a longterm basis, the task of retirement planning--for generating regular cash flow to cover for the daily expenditure from a passive investment-- is becoming an onerous task.

“Loans against shares and mutual funds are the best options to tackle immediate crunch of funds”

Mr. Deepit Singh is the Founder of Abhi Loans and an experienced finance professional and entrepreneur, who has started companies in various diverse sectors such as Finance, textiles, infrastructure, mining, etc. He is an MBA from ISB, Hyderabad, and a bachelor’s in mechanical engineering from the University of Wisconsin-Madison.

Mutual Fund News

SEBI urged investors to lodge complaints within one year of the date of cause on SEBI SCORES as it enhances ease, speed and accuracy in the redressal of grievances.

Investments - Looking For Inspiration?

Investors can take a leaf out of their daily lives when picking stocks for investments

വിൽപത്രം വഴി ഉറപ്പാക്കാം നിങ്ങളുടെയും മക്കളുടെയും സന്തോഷം

പണച്ചെലവില്ലാതെ സ്വന്തം സ്വത്തുവകളെല്ലാം ഇഷ്ടപ്പെട്ട രീതിയിൽ കൈമാറാനും ആവശ്യം വന്നാൽ തിരിച്ചെടുക്കാനും വിൽപത്രം വഴി സാധിക്കും.

'ഫ്രീ'ക്ക് കൊടുക്കുന്നത് വലിയ വില

വളരെ മിടുക്കുള്ള ബുദ്ധിപരമായി ചിന്തിക്കുന്നവരെ കൊണ്ടുപോലും അബദ്ധ തീരുമാനങ്ങളെടുപ്പിക്കാൻ 'ഫ്രീ' എന്ന മാജിക് വാക്കിനു കഴിയും. അതു യുക്തിയെ തകിടം മറിച്ചുകളയുന്നു.

കാണുന്നതെല്ലാം റിയലല്ല

ഓരോ സാധനവും വാങ്ങും മുൻപ് അവയുടെ വിലയും മറ്റുവിവരങ്ങളും വിശദമായി പരിശോധിച്ചുറപ്പു വരുത്തി വേണം വാങ്ങാൻ.

കുട്ടിക്കളിയല്ല, കുട്ടിക്കച്ചവടം

പഠനത്തിൽ അൽപം പിന്നോട്ടാണെങ്കിലും കച്ചവടത്തിൽ ഉഷാറാകുന്ന പിള്ളേരുണ്ട്. അവരെ ആ വഴിക്കു വിട്ടാൽ ഒരുപക്ഷേ രക്ഷപ്പെട്ടെന്നു വരും.

ക്രിപ്റ്റോ കറൻസിയല്ല ഡിജിറ്റൽ രൂപ

കേന്ദ്രീകൃത സംവിധാനത്തിലൂടെ മൂല്യത്തിന് റിസർവ് ബാങ്ക് പിന്തുണ നൽകുന്ന ഇന്ത്യയുടെ പരമാധികാര കറൻസി എന്ന നിലയിൽ ഡിജിറ്റൽ റുപ്പിയെ ക്രിപ്റ്റോ കറൻസിയുടെ ഗണത്തിൽപെടുത്താനാവില്ല.

Can India Be The Next China?

A former RBI governor and a former chief economic advisor have said that India can't be like China when it comes to What's the truth? manufacturing.

IMPORTANT JARGON

SIP CONTRIBUTION SHINES, EQUITY FLOWS MODERATE