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Meeting Your 4 Financial Needs

Everyone wishes to lead a financially independent life. There are, however, four financial needs, which becomes utmost important to achieve financial freedom. DSIJ explains what those four needs in life are and how to achieve them.

Thumb Rules That Help You Make Asset Allocation Decisions Simple

Till the recent past, all of us had a family doctor who had this amazing ability to predict how long a fever would last, that too without conducting any medical test.

Should You Invest In Value Funds?

Some portion of your equity portfolio should be invested in these funds for the sake of style diversity

Post Office Small Savings schemes offering higher interest rate than bank fixed deposits: Choose as per your goal

With Reserve Bank of India cutting repo rate by 135 basis points till now in 2019, the fixed deposit rates are bound to come down as well.

National Pension System: A Complete Tax Saving Guide

The National Pension System (NPS) is a market-linked deferred pension scheme that comes with several tax benefits.

How Marriage Can Change Your Financial Need

Take a step forward to Financial Planning….

Does Equity-Dedicated Mutual Fund Investment Beat Inflation In The Long Run?

Equity dedicated mutual funds find popular favour among investors while building and managing their investment portfolios.

Lack Of Awareness - The Biggest Hurdle For Insurance In India

Insurances are partially similar to banks and capital markets as they serve the needs of business units and private households in financial intermediation.

Sailing Into Choppy Waters And Excelling

The economy is going through choppy waters as witnessed in Auto sales, IT collections, Stock market carnage and management guidance post-June 19 results.

Hold Thy Breath As Indian Commodity Markets Getting More ‘Efficient'

The commodity markets in India have always been vibrant and thriving with innovations. Geyatee Deshpande explores what is in store for commodity markets in India with the advent of commodity options, and mutual funds being allowed to participate in commodity derivatives.

Finding Investments For A $5 Trillion Economy

As India sets the target of $5 trillion economy, GDP indicators show a downward trend. Quarterly GDP growth falls to 5 per cent—seven year low, casting a shadow on Modi’s plans. While it may be true that $1 trillion was added between 2014 and 2019, making it a $3 trillion economy; adding another $2 trillion will be a difficult task.

Diwali 2020 To Be Behtar For Equity Investors!

With the global economy slowing down and the Indian economy struggling to grow at its potential, the journey for equity investors looks uncertain. Yogesh Supekar explains why, in spite of the struggle on economy front, Sensex can inch higher by next Diwali. Also included top Diwali picks for 2020 recommended by the DSIJ research team. Read on…

How Safe Is Your Bank Deposit?

A look at the measures the Reserve Bank and the government have taken to keep your money safe

Buying Health Insurance?

Know these 5 restrictions for an informed purchase decision

5 Things You Must Do Even Before You Start Investing

Even before one starts investing, there are quite a few things that one needs to fix about one’s money matters. Investing, after all, is only a part of the financial planning process and not the beginning. Even before a rupee is invested, there are several things that need to be done in the background. Here are those few important things to consider even before one starts to write a cheque to make an investment.

A Cooperative Time-Bomb

In Ahmednagar in Maharashtra, the heartland of the sugar movement, political whims and natural calamities have created a precarious credit situation

All About Post-Office Time Deposit Scheme

The interest rate on small savings schemes are higher than bank fixed deposits even though they have been reduced marginally recently.

How To Make Sure That Your Tax Saving Exercise Is In Line With Your Life Goals

The tax-saving season for the financial year 2019-20 is on. Rather than waiting for the last minute, one should ideally do the tax planning at the start of the FY.

What Should Investors In Mid-Cap Funds Do Now?

The stock market has been volatile in the recent past and investors in the mid-cap mutual funds have witnessed a fall in the fund value.

Surfing The Consumption Wave

In this shapeshifting world of finance, change is the only constant.

Learn The Magic Of Self-Talk

There is perpetual self-talk taking place inside us

Important Watchouts Before Buying Health Insurance Plan For Self And Family

Many of us have started leading a healthy lifestyle backing it up with wellness programmes or going to the gym.

Tax Reforms To Push MFs Higher

What will be the impact of the corporate tax rate cut on mutual funds? Our study shows that they will indeed stand to benefit. However, now it is in the hands of companies to use this benefit provided by the finance ministry. Meanwhile, for mutual fund investors a ‘wait and watch’ stance is advisable.

Crypto Regulation - Where Are We Now?

With appropriate regulation, virtual assets offer significant advantages as a payment method and an inclusive fund raising means for SMEs

Will The Slow Fire Smolder For Long?

Investors’ guide to markets in a crisis-ridden economy

It Is Never Too Late To Start Investing

Having a financial advisor is important to guide you through your financial plans

Include - Momentum Stocks - To Boost Portfolio Returns

Momentum investing strategy is touted by some to be the best investing strategy ever. Yogesh Supekar discusses the strategy in detail and tests whether the strategy indeed helps achieving alpha while Karan Bhojwani comes up with couple of stock ideas based on this unique strategy

Financial Advisors & You

In personal finance space, there are a lot of people who call themselves as financial advisors. However, it becomes difficult to identify a true financial advisor from myriad choices, forget demanding appropriate services from them. DSIJ explains different types of financial advisors and the services that you should demand from these advisors for a great service experience.

Buy Quality Dividend Stocks!

Focusing on quality dividend yield stocks right now could prove to be most rewarding for investors going ahead. Yogesh Supekar and Geyatee Deshpande highlight the importance of having quality dividend stocks in the portfolio and share a list of high dividend stocks for investors' consideration.

Clear And Present Danger

The centre's, as well as the states'Liabilities, are riding at an alarming rate.