CATEGORIES

How To Make Unit-Linked Insurance Plan Work For Your Long-Term Goals

Unit-linked insurance plan (Ulip) is a combo of insurance and investments to help one save for long term goals.

Making The Right Large And Mid-Cap Choices

Equity markets are impacted by a host of factors, some of which are short-term in nature and others that are more enduring.

Smoking Reduces 20-25 Years of One’s Life

According to Dr. Rory Collins of Oxford University, smoking can reduce 20-25 years of one’s life.

Diversification: The only constant strategy in this fast-changing world

The world witnessed an unprecedented event of Russia-Ukraine conflict bringing tragic consequences in loss of thousands of lives and millions being turned refugees.

Indian investors should maintain their exposure to US market

The United States (US) market, which has been in a prolonged bull run since 2009, has taken a beating this year. Year-to-date, the S&P 500 is down -14.1 per cent.

Make Asset Allocation your BFF

One thing common between what is happening in markets right now and March 2020, other than the on-going Covid-19 pandemic, is the question on investors’ mind space - ‘Where, from here?’

Equity Market Outlook

Global headwinds from inflation and recessionary situation in key economies that has prompted tighter monetary conditions and rate hikes, supply chain disruption as well as weakening demand conditions have led to moderation in growth forecast for world GDP.

Guide to achieving Financial Freedom: Know the basics to get started early for a comfortable retirement

Financial freedom is what most of us desire and aim for during our earning period of life.

Buying insurance in times of changing lifestyle and working conditions: Guide

An important reason to buy a health insurance policy at an early stage in life is that there are fewer or no health issues at a young age.

Equity Index Funds: Are You Missing Out?

Business Head – Passives & Alternate Strategy Aditya Birla Sun Life AMC Ltd, India

Health Insurance options for Senior Citizens

Recently we celebrated the World Senior Citizen’s Day which is on August 21 to recognise the achievements of the more mature representatives of the world.

To lock into current interest rates, opt for a target maturity fund

In the recent past, fund houses have launched both target maturity funds (TMFs) and fixed maturity plans (FMPs).

Multicap Funds – A Diversified Engine for Long Term Growth

Equity markets have remained volatile lately. The benchmark index Nifty 50 at 16,641 on 27th July gave a return of 5.73% during last one year (Source: NSE).

The Rich Undernourished

Rich and upper-middle-class people who are blindly copying the western ways of life are spending a lot of money on fast food that has almost zero food value.

Guide to achieving Financial Freedom: Know the basics to get started early for a comfortable retirement

Financial freedom is what most of us desire and aim for during our earning period of life.

How child insurance plan helps to meet education needs of children

When parents say, “We want our kids to have the best of education at all costs”, they really mean it.

Time In The Market Is More Important Than Timing The Market

We often hear - "Time in the market is more important than timing the market." Be it experts or the common man, it is extremely difficult for anyone to predict the swings in the equity market given its intensely dynamic nature.

Equity Mutual Funds: What Investors Could Do When Returns From Stock Market Falls

Stock market has been falling and showing weakness over the last few months.

Since God Could Not Be Present Everywhere, He Created Mothers

Mothers are role models for their children. If you want your child to eat fruits and vegetables, then you should eat them too.

Making the right large and mid-cap choices

Equity markets are impacted by a host of factors, some of which are short-term in nature and others that are more enduring.

Insurance News

Insurance regulator IRDAI allowed general insurance companies to design new and customised products for dwellings, micro and small enterprises for fire and allied perils in its continuous endeavour to increase insurance penetration and provide a wider choice to policyholders.

Where Should You Invest In A Rising Interest Rate Scenario

In its latest monetary policy review on April 8, the Reserve Bank of India (RBI) pivoted from supporting growth to containing inflation.

Unique Insurances That Can Secure Your Future

The FINtastic Talks with Sanjiv Bajaj in conversation with Anand Pejawar

How Equity Mutual Fund Helps Investors In Times Of High Inflation

2022 may probably mark the year when inflation showed its true colours. Amidst hardening of oil prices, India's wholesale price-based inflation rose to 14.55 per cent in March from 13.11 per cent in February.

I AM YOUR LIVER YOUR LIFE AND MINE DEPEND ON EACH OTHER

I am the largest and heaviest organ within the body weighing in at about 3 pounds (approx. 1.36 kilograms).

KNOW ABOUT INVESTMENTS WITH EXEMPT-EXEMPT-EXEMPT (EEE) TAX STATUS

Taxation of the income earned on investments is an important factor to consider while selecting the right financial instrument.

EQUITY MARKET OUTLOOK

Interview

Here's How To Invest And Do Tax Planning With Equity Linked Savings Scheme (ELSS) In April

Start of a financial year is apt for planning for your tax saving investments. Of the various tax saving investments, equity linked savings scheme (ELSS), essentially a mutual fund scheme with tax benefits suits the most for someone looking to save tax by investing in the stock market.

All That You Need To Know About Health Insurance Plans Before Buying Them

The right amount of health insurance coverage goes a long way in keeping your investments and life goals on track. In the absence of health insurance, one may have to dip into existing investments thus jeopardising the goals such as children education, home buying etc. Buying health insurance has always been looked upon as a risk mitigating tool to tackle increasing medical costs.

Power Of Good Financial Habits

“People do not decide their futures, they decide their habits and their habits decide their futures.” The above quote from F.M. Alexander has struck a chord with me for various reasons. Among other things, I think, the power of good habits in the world of finance is often ignored or not given its due importance as a force which can help in long-term wealth creation. Investors predominantly tend to focus on the technical aspects of finance, current market trends, trying to decode what the experts are saying on news channels, etc. However, I would argue that adopting good financial habits alone is a sufficient condition for a lay investor to secure his or her financial future.