CATEGORIES

Health Insurance amid Covid-19: Know about plans, coverage, home care treatment and claim process
Investors India

Health Insurance amid Covid-19: Know about plans, coverage, home care treatment and claim process

The Covid-19 pandemic in the country is having a big toll on the health and lives of the population. While it may too early to estimate the extent of damage to the economy, some of the impacts on personal finances may already be seen.

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6 mins  |
June 2021
Should you bet on dividend yield funds?
Investors India

Should you bet on dividend yield funds?

One value-oriented mutual fund category that has made a comeback over the past year or so is dividend yield funds. The category has given investors an average return of 68.9 per cent over the past year.

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5 mins  |
June 2021
5 Key Regulatory Changes In NPS Scheme You May Hear Soon!!!
Investors India

5 Key Regulatory Changes In NPS Scheme You May Hear Soon!!!

Being the key product in retirement planning and the rising popularity of NPS among individuals and corporates, PFRDA has made announcement of 5 key changes it is willing to introduce soon in NPS.

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2 mins  |
May 2021
When should you exit a fund?
Investors India

When should you exit a fund?

When you invest in an actively-managed fund, you must not fall in love with it as circumstances diarise that force you to part ways with it. It is quite possible that a fund you chose for its stellar past performance may underperform in the future, forcing you to exit it. Sometimes, the fund’s performance may be as expected it, but you may need to sell because your needs have changed. The fund manager who was at the helm may have moved to another fund house. The fund’s asset under management (AUM) may have swelled, affecting performance.

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5 mins  |
May 2021
Want to live longer? Turn vegetarian...says the British Medical Association
Investors India

Want to live longer? Turn vegetarian...says the British Medical Association

Nothing will benefit human health and increase chances of survival for life on earth as much as the evolution to a vegetarian diet.” - Albert Einstein, Physicist, Nobel Prize Winner

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6 mins  |
May 2021
Selecting the right ELSS for saving tax and meeting long term goals: Know the factors
Investors India

Selecting the right ELSS for saving tax and meeting long term goals: Know the factors

The new financial year 2021-22 has begun and it is time to plan your tax liability for the year. Government allows taxpayers to invest in certain specified investments and reduce tax liability for the year.

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3 mins  |
May 2021
Life-cycle and other investment strategies in ULIPS: Know them before you buy for long term goals
Investors India

Life-cycle and other investment strategies in ULIPS: Know them before you buy for long term goals

The stock market provides an access to participate in the growth potential of equity asset. But, investing directly in stocks may not be everybody’s cup of tea. As a retail individual, it is better to invest through equity-oriented investments and reap the benefits over the long term. And, for those who wish to keep their saving and protection need in a single place, the unit-linked insurance plans fit the bill. Unit-linked insurance plan (Ulip), an insurance product that bundles protection and savings has undergone several structural changes and is a revamped product in its new avatar. Unlike in the past, where premiums could have been discontinued after a certain period say 3 or 5 years, the current version requires premiums to be paid till maturity, unless you choose a limited premium payment period.

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5 mins  |
May 2021
INSURANCE NEWS
Investors India

INSURANCE NEWS

01 NPS as a preferred retirement product registered 18% growth in the customer base during pandemic

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2 mins  |
May 2021
Critical Illness Health Insurance: Your second layer of protection after buying medical cover
Investors India

Critical Illness Health Insurance: Your second layer of protection after buying medical cover

Coronavirus pandemic and the spread of infection is in full swing across the nation. While vaccination, wearing of masks and maintaining social distancing remains the best defense against it, the probability of getting infected cannot be ruled out. While the medical infrastructure and the treatment of Covid-19 will have their role to play, what impact does the infection on our other body organs have over the medium to long term remains to be seen. As an individual, make sure you are adequately prepared to protect your savings and life amidst the pandemic.

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6 mins  |
May 2021
Coming out stronger from a second wave
Investors India

Coming out stronger from a second wave

We have just completed a financial year that is difficult to describe in a single word. “Unprecedented“possibly does not capture the wide range of emotions, like anxiety, depression, sense of relief etc. that we went through as a society. Just as we thought that COVID was being relegated to history, it has reared it’s ugly head in the form of a second wave.

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2 mins  |
May 2021
Ask the Expert
Investors India

Ask the Expert

Q Dear Sir, I shall be retiring in couple of months. I am expecting my retirement funds to be around Rs.2 crores. Can I get monthly returns upto Rs.1.5 Lakhs from these funds. Please give some suggestions. -Mr.Raghubir Prasad, Noida

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3 mins  |
May 2021
Are Balanced Advantage Funds For You?
Investors India

Are Balanced Advantage Funds For You?

With the equity market growing more volatile, balanced advantage funds/ dynamic asset allocation (BAF/ DAA) funds are growing in popularity.

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4 mins  |
April 2021
Key Things To Know About Health Insurance Plans, Before You Buy Them
Investors India

Key Things To Know About Health Insurance Plans, Before You Buy Them

The importance of health insurance cover in terms of the amount of coverage got its due after the outbreak of the COVID-19 pandemic.

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6 mins  |
April 2021
INSURANCE NEWS
Investors India

INSURANCE NEWS

INSURANCE NEWS

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3 mins  |
April 2021
MUTUAL FUND NEWS
Investors India

MUTUAL FUND NEWS

MUTUAL FUND NEWS

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4 mins  |
April 2021
Why do you need to plan for retirement?
Investors India

Why do you need to plan for retirement?

Can you imagine your future with the financial support from your family if you didn’t see the value in planning for retirement? It would then become your children’s responsibility to take care of you. In your retirement, you shouldn’t be dependent on anyone, let alone your own family.

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4 mins  |
April 2021
Make a fresh start in the new financial year by taking these important steps
Investors India

Make a fresh start in the new financial year by taking these important steps

As the new financial year 2021-22 begins, the memories of the previous FY is still fresh in our minds.

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6 mins  |
April 2021
Woman and Her Financial Freedom
Investors India

Woman and Her Financial Freedom

Today, women are freely joining the workforce, choosing their own career options, living a life they want. But ironically, taking a financial decision or investing decision is still not her area of expertise or interest.

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3 mins  |
April 2021
Should you invest in target maturity passive debt funds?
Investors India

Should you invest in target maturity passive debt funds?

In recent times, fund houses like Edelweiss, Nippon and IDFC have launched target maturity debt funds. What is interesting is that these are all passive funds –index funds or exchange-traded funds (ETFs).

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3 mins  |
April 2021
ARE YOU DRINKING TOO MUCH COFFEE? If yes, then you are taking a big risk!
Investors India

ARE YOU DRINKING TOO MUCH COFFEE? If yes, then you are taking a big risk!

A cup of coffee commits you to forty years of friendship. Coffee indeed has a great bonding quality. But this bonding can turn into bondage, if you exceed the limits.

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8 mins  |
April 2021
HOW TO BENEFIT BY INVESTING IN NPS FOR RETIREMENT GOAL
Investors India

HOW TO BENEFIT BY INVESTING IN NPS FOR RETIREMENT GOAL

For the starters, NPS is a retirement focused scheme regulated by a statutory body, Pension Fund Regulatory and Development Authority (PFRDA).

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3 mins  |
April 2021
Investors India

You Are As Young As You Think: Health Is All In The Mind

“Nothing holds more power over the body than the mind. If we believe deeply that something will happen, it will definitely happen. Often people say: “I knew that this would happen.” this is sankalap shakti or will power.”

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6 mins  |
March 2021
Buying The Right Health Insurance Plan: Know The Variants And How They Work!
Investors India

Buying The Right Health Insurance Plan: Know The Variants And How They Work!

When it comes to the features and benefits, the health insurance plans have a lot of differences. It is therefore important to make an informed decision while choosing a health insurance plan to make it work for you in the right manner. The structure, nomenclature and the definitions of the plan could be standardised and largely be same but in terms of benefits, there could be differences. And remember, each such difference leads to variation in premium. So, to start looking for the best health insurance plan would not serve the purpose, rather try to find the right plan that meets your requirement.

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6 mins  |
March 2021
Investors India

Mutual Fund: How Systematic Investment Plans (SIPs) Help You Save For Long Term Goals

Mutual funds have emerged as one of the simplest financial tools for an investor to achieve financial goals. Whether one has the need to save for short-term goals or for long term goals such as children education, arranging a down payment for a home loan or for one’s own retirement, there are mutual funds available in all variations. What defines the working and the performance of each of them is the underlying asset-class. Those mutual fund schemes which have predominantly higher allocation to equities are suited for long term goals while those with higher allocation to debt are suited for short-to-medium term goals.

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3 mins  |
March 2021
Tax saving options to help meet your long-term goals: Know them before you invest !!
Investors India

Tax saving options to help meet your long-term goals: Know them before you invest !!

The last date to save tax on income earned during the financial year 2020-21 is March 31, 2021. In the previous year, the last date was extended by the government, but may not be extended this time. For many of us, tax saving time begins only when there is a call from the accounts department. Instead of being a one-time affair, efficient tax planning should begin in the start of every financial year. This approach helps you not only save tax but also link your tax saving investments to your medium to long term goals.

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6 mins  |
March 2021
Investors India

What should be your strategy in debt funds now?

The 10-year government bond yield, which for several months had been hovering below the 6% mark, suddenly shot up to 6.20%. Market experts say that the declining interest-rate cycle is behind us. Interest rates are likely to climb up in the coming days, albeit at a gradual pace. Clearly, the investment strategy that worked in debt funds in the past will not work in the future.

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3 mins  |
March 2021
OUTLOOK 2021
Investors India

OUTLOOK 2021

State of Economy

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2 mins  |
March 2021
INSURANCE NEWS
Investors India

INSURANCE NEWS

01 NPS subscribers can make partial withdrawal online

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3 mins  |
March 2021
Investors India

Embrace the new Beginning

2021 has begun on a positive note. Approval for use of multiple vaccines, faster than anticipated recovery on the economic front, rising corporate profitability, rising stock markets and a pro-growth budget are helping relegate the dark memories of the Covid 19 pandemic into the background and not to forget, a memorable victory for the Indian cricket team under most trying conditions in Australia. The series showcased the resilience, tenacity and confidence of youth of this country. What we saw on the field of cricket is a reflection of the attitude of the next generation. The spirit of playing to win is what will augur well for the country’s economy for the next decade.

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3 mins  |
March 2021
Investors India

Budget 2021: Government Fully Prepared To Support And Facilitate The Economy's Reset

The FM in all likelihood has stuck to the pre-budget promise of presenting a never before 100-year budget. After the pandemic hit 2020, the expectations for the government to bring the economy back on track was immensely required.

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6 mins  |
February 2021